Credit Risk Underwriting Manager - Asset Finance

Hybrid working: 2 days a week in the office ,

Location:

South-West, London

Company Profile: A leading Financial Services provider specialising in vendor and equipment finance

Successful applicant MUST have credit risk or underwriting experience within ASSET FINANCE.

You must have previous experience underwriting Non-Flow deals (large mandates of £500k+)

Key Responsibilities:

• Assess financial statements and credit data to determine risk exposure.
• Analyse credit reports, market data, and collateral trends to inform underwriting decisions.
• Prepare detailed risk reports with clear credit recommendations.
• Conduct due diligence and periodic transaction reviews to update credit ratings
• Ensure compliance with regulatory standards and internal credit policies.
• Monitor delinquent accounts and mitigate risk exposure.
• Maintain accurate risk data and ensure adherence to credit approvals.
• Support process improvements in risk assessment and underwriting.

Requirements:

• 2+ years of credit risk or underwriting experience.
• Strong analytical skills with a commercial mindset.
• You must have asset finance experience!
• Confident decision-making in unsecured small-ticket transactions.
• Proficient in Microsoft Word and Excel.
• Self-motivated and detail-oriented team player.