Technical Product Manager

Product Manager – Credit Card | Fintech | Payments

Our client, a fast-growing fintech supporting small businesses, is launching a brand-new credit card offering and is seeking an experienced Technical Product Manager to lead core payment and processing capabilities.

You’ll help build the full credit-card payments engine — authorisation, clearing, settlement, chargebacks, cashback, and ledger interactions. Working closely with engineering, finance, risk, and fraud teams, you’ll shape technical direction, define detailed requirements, and guide the product from concept to launch.

Working within a smaller scale up team, you’ll work to a hybrid model of being on-site a few times a month in London.

• Own the roadmap for card payment processing and transaction flows
• Translate scheme and regulatory rules into clear technical specs
• Document system behaviour, processes, and test cases
• Ensure Visa/Mastercard requirements are reflected in system design
• Support architecture decisions and contribute to ledger evolution
• Card payments, issuing, or processing background
• Knowledge of EMV, PCI, and Visa/Mastercard scheme rules
• Ability to map complex transaction flows and write detailed requirements
• Experience with RESTful services and monitoring tools
• Strong communicator with cross-functional collaboration skills

• Exposure to onboarding, fraud, and disputes
• Familiarity with ISO 20022 or PSD3
• Comfortable in early-stage, evolving product environments

The successful Technical Product Manager will earn up to £120,000 and in addition there are exceptional benefits which come as part of the overall package including: 15% bonus, pension, training budget, weekly team lunches, travel loans and numerous soft leisurely benefits.

If you are interested in applying for this opportunity and would like to find out more information, please click the apply button and a Spencer Scott Associate will be in touch.

Spencer Scott Ltd is an equal opportunity Recruitment Agency, which means we do not discriminate on the basis of race, colour, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression. We celebrate diversity and are committed to create inclusive working environments for all our clients.