Financial Crime Operations Analyst

EML Payments

EML Payments is a global leader in the fintech space. Headquarters is in Brisbane Australia, offices are located around the world including USA and Europe. Our mission is to create awesome, instant, and secure payment solutions that connect our customers to their customers, anytime, anywhere, wherever money is in motion. Our Purpose is to inspire transformative digital change for our customers and communities.

This role is an exciting opportunity to join a fast-paced and dynamic 1

LOD financial crime team. You will be responsible for reviewing, analysing and investigating client transaction activity to identify potential suspicious activity in line with anti-money laundering (AML) and counter terrorist financing (CTF) and regulatory requirements. This role is key in protecting the organisation and its clients from financial crime risks.

• Review system-generated alerts and assess unusual customer activity for potential AML/CTF concerns through transaction monitoring and financial crime screening processes.
• Conduct investigations using internal systems, customer profiles and external data sources.
• Identify patterns, typologies and red flags related to money laundering, fraud or other financial crimes.
• Escalate and draft suspicious activity reports (SARSs).
• Ensure all investigations comply with internal policies, procedures and regulatory standards.
• Document findings and decisions clearly to support audit and regulatory reviews.
• Assist in the preparation of reporting metrics for management and stakeholder review.
• Work with internal teams including CDD/KYB to understand what typical client activity should look like.
• Support ongoing enhancements to transaction monitoring & screening systems, rules and workflows.

• Experience conducting AML transaction monitoring, and financial crime screening.
• Strong analytical and investigative skills with attention to detail.
• Ability to identify suspicious activity and make sound, risk-based decisions.
• Excellent written and verbal communication skills for clear case documentation and escalation.
• Ability to think independently with the confidence to make recommendations to compliance and other stakeholders when necessary.
• Excellent attention to detail, organisation skills and the ability to manage multiple priorities in a fast-paced environment.
• Familiar with financial crime tools and platforms such as GBG Predator, Dow Jones, Featurespace.
• Own process improvements and can execute enhancements to the current ways of working.
• An enthusiastic self-starter who is proactive, collaborative and open to change.

• Recharge and Give Back
  : 25 days annual leave, 2 volunteering days, your birthday off – plus 5 extra ‘Take5’ days when you’ve used your core leave!
• Global Opportunities
  :
  Collaborate across Australia, the UK, North America, and Europe – with secondment opportunities available.
• Work Your Way
  :
  Hybrid working that fits your lifestyle and empowers smarter working.
• Family First
  :
  Enhanced family leave options with 12-weeks full pay for Primary Caregivers, and 4-weeks full pay for Secondary Caregivers.
• Invest in You
  :
  We cover your professional memberships and offer a competitive pension scheme.
• Wellbeing Matters
  :
  Private medical insurance, long-term illness cover, and life assurance.
• Perks & Rewards
  :
  Short-term bonus scheme, Cycle2
  
  Work, 24/7 Employee Assistance Programme, and exclusive discounts via Spectrum.
  
  Life’s Benefits Hub.