Laundering Reporting Officer

UK Money Laundering Reporting Officer – Pay Pal

Join to apply for the UK Money Laundering Reporting Officer role at Pay Pal.

Pay Pal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, Pay Pal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers.

We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. Pay Pal is more than a connection to third‑party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds.

We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a Pay Pal or Venmo account balance, Pay Pal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our Pay Pal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other.

We offer merchants an end‑to‑end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross‑border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross‑border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Pay Pal UK Ltd (“PPUK”) has been serving millions of UK customers for over 20 years. As part of our commitment to protecting customers and ensuring the integrity of the financial system, we are seeking a UK MLRO to support the development, oversight, and continuous improvement of the Pay Pal UK Financial Crime Programme.

• Establish overall business or technical strategy for risk management with significant impact on operations.
• Influence executive‑level decision‑making through strategic risk assessments and recommendations.
• Partner with stakeholders to implement strategies that reduce or transfer identified risks.
• Monitor and analyze risk exposure to ensure alignment with organizational objectives.
• Lead initiatives that contribute to long‑term sustainability and resilience in the face of uncertainty.
• Oversee AML/CTF, Sanctions, Fraud, and ABC systems and controls across PPUK.
• Lead enhancements to financial crime policies, standards, and procedures aligned to regulatory requirements and industry best practice.
• Deliver financial crime insights, risk updates, and reporting for senior management, the Board, and internal governance committees.
• Provide oversight of key operational financial crime activities, including transaction monitoring, investigations, screening, intelligence, and SAR processes.
• Conduct second‑line monitoring, thematic reviews, and deep dives to assess control effectiveness and drive remediation.
• Advise on financial crime risks for new products and operational changes and engage closely with Product, Engineering, and Group Financial Crime teams.
• Support regulatory engagement, audits, and supervisory requests from the FCA and other authorities.
• Help foster a strong compliance culture and support the development of financial crime capability across the…