Risk Underwriting Manager - Asset Finance

Risk Underwriting Manager - Asset Finance

Hybrid working: 2 days a week in the office,

Location:

South-West, London.

A leading Financial Services provider specialising in vendor and equipment finance.

• Credit risk or underwriting experience within ASSET FINANCE.

• Experience underwriting Mid‑Ticket or Large‑Ticket transactions.

• Assess financial statements and credit data to determine risk exposure.
• Analyse credit reports, market data, and collateral trends to inform underwriting decisions for Mid‑Ticket & Large Ticket Deals.
• Prepare detailed risk reports with clear credit recommendations.
• Conduct due diligence and periodic transaction reviews to update credit ratings.
• Ensure compliance with regulatory standards and internal credit policies.
• Monitor delinquent accounts and mitigate risk exposure.
• Maintain accurate risk data and ensure adherence to credit approvals.
• Support process improvements in risk assessment and underwriting.

• 3+ years of credit risk or underwriting experience.
• You must have Asset Finance experience.
• Strong analytical skills with a commercial mindset.
• Confident decision‑making in unsecured mid‑ticket to large‑ticket transactions.
• Proficient in Microsoft Word and Excel.
• Self‑motivated and detail‑oriented team player.