Credit Risk Analyst

About Us

Launched in 2023, INFINIT is a fast‑growing fintech scale‑up operating in multiple countries across Europe and the Americas.

At INFINIT we are on a mission to reshape the future of SMEs. Our all‑in‑one operating system has banking at its core, empowering small business owners and their teams to seamlessly manage and optimize every aspect of their business. By focusing on specific industries, INFINIT delivers tailored, high‑value solutions while building innovative AI products to further unlock significant growth opportunities for our customers.

INFINIT operates globally, with ambitions to expand its footprint to redefine the fintech landscape for SMEs worldwide.

Join us on the INFINIT journey as we revolutionise the SME economy and drive meaningful impact through innovation 🚀

Job Title: Credit Risk Analyst

Location: London

Experience: 2+ years of experience

As the Credit Risk Analyst at INFINIT, you will join the Banking Operations team. Your objective will be to analyze credit proposals and assess applicants' creditworthiness through financial, business, and management analysis.

• Analyze credit applications from SMEs in the Automotive sector and make recommendations to senior management / Risk Committee based on this analysis.
• Ensure all recommendations comply with INFINIT requirements and risk appetite.
• Support the Sales, Operations, and Customer Success teams from a credit and risk perspective.
• Communicate with internal stakeholders (including senior management) and directly with customers.
• Help build new risk processes, establish risk actions, and monitor ALM/KYB and underwriting alerts from internal and external credit bureau sources.
• Automatize risk processes and manual inputs so as to fully dedicate time to risk assessment.

• At least 2-3 years of experience in B2B risk analysis in a corporate bank, Fintech, or B2B credit control function.
• Excellent communication skills with experience speaking to business owners/entrepreneurs.
• Strong time‑management skills and ability to handle multiple tasks/projects simultaneously.
• Curious, critical thinker with a strong interest in B2B risk analysis; able to investigate different databases, dig into files, and cross‑reference sources to make quick decisions.
• Experience with Hub Spot, Notion, and Excel is a plus – the ability to learn is required.

• Diverse and inclusive team of 8+ nationalities, working with experienced professionals from around the world.
• Competitive salary and equity options.
• Inspiring mission that impacts businesses and communities across Europe.
• High‑quality medical and mental health insurance.
• Community events: annual gatherings and bi‑weekly office team gatherings.
• Personal time off with flexible vacation policy.
• Hybrid working: 3 days a week in the London office, 2 days from home.

INFINIT promotes an inclusive culture that seeks equity and values different perspectives. We are proud to be an equal‑opportunity employer and consider all qualified applicants for employment without regard to race, colour, religion, age, sex, sexual orientation, gender, gender identity, national origin, disability, veteran status or any other legally protected characteristic.