Life Insurance Specialist

Overview

Life Insurance Specialist – Outside Sales

We are seeking motivated Life Insurance Specialists who thrive in an outside sales environment. This role involves regularly engaging with potential clients outside of a traditional office setting to drive new business and support customer retention efforts.

Base pay range

$75,000.00/yr - $90,000.00/yr

Additional compensation types

Commission and Sign-on bonus

Direct message the job poster from Calculated Hire

Unlimited Income Potential

Average New Hire Earnings after Commissions: $75,000 - $90,000

Pay Structure

• NEW Elevated tiered commissions for the first 12 months

Benefits

• Medical, dental and vision benefits
• 401k Match
• Paid parental leave and adoption assistance
• Paid Time Off (PTO), company paid holidays, CEO days, and floating holidays
• Tuition assistance program, professional certification reimbursement program and other professional development opportunities
• AAA Membership

Why Choose AAA Auto Club Group (ACG)

• Lead generation of 14+ million members
• Access to unlimited walk-in traffic and referrals
• Online lead generation
• Career advancement opportunities with a focus on development and growth

• Solicit and sell Life & Health insurance and Annuity products under minimal supervision, primarily within ACG branch locations.
• Maintain thorough knowledge of product features and marketing and sales techniques; achieve established sales goals.
• Develop leads and prospects for new accounts through various marketing activities (outbound/inbound calls, mailings, referrals, networking, website, seminars, etc.).
• Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
• Complete applications and follow internal processing procedures to ensure transactions comply with company policies.
• Work collaboratively with branch staff to maximize leads, sales opportunities, and cross-sell opportunities.
• Assist Underwriting and Brokerage Departments as needed.
• Respond to customer inquiries and ensure sound sales practices are used.
• Prepare reports documenting prospecting and sales activities and maintain required production standards and persistency levels.

Required Qualifications:

• Possession of valid State Life Sales licenses
• Ability to take and pass LUTC or CLU coursework
• Maintain Life and Health licenses required to sell products
• Possession of a valid State driver’s license
• Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products

Education

• High School diploma or equivalent
• Minimum of 2 years' experience with a proven record of successfully soliciting and selling life insurance products
• Experience selling intangible products

Successful candidates will possess:

• Strong working knowledge of Life Insurance and Annuity products and services
• Ability to listen to and analyze customer needs and make recommendations to customers that best fit their needs and promote a positive Member experience
• Effectively communicate complex information with prospective clients in a clear manner
• Ability to prepare proposals and conduct closing interviews to sell Life and Annuity products
• Assessing and reflecting customer insurance requirements consistent with company standards when writing policies
• Ability to perform mathematical calculations to determine premiums and values of Life insurance and financial products
• Ability to build and maintain strong relationships with customers
• Prospecting and developing new sales opportunities and meeting production requirements
• Ability to work collaboratively with all team members to attain business goals
• Strong communication skills with others in the Branch to keep partners and branch management informed on sales and the disposition of leads
• Understands and can articulate to customers the tax and legal impacts of the products on Members
• Strong organization, planning, time management and administrative skills
• Representing Auto Club Life in a professional and positive manner
• Safely operating a motor vehicle to travel to various locations for meetings or community events
• Proficient writing skills to compose routine correspondence
• Working independently with minimal supervision
• Good PC skills including word processing, spreadsheets, presentations, and email
• Willingness to work irregular hours including evenings and weekends
• Limited travel required for community events

• Job function:
  Distribution
• Industries:
  Business Consulting and Services and Retail

Note:

This description has been refined to remove extraneous postings and site notices while preserving the core responsibilities, qualifications, and compensation information.