Business Analyst - Credit

A Business Analyst – Credit wanted by Formosa Plastics Corporation, U.S.A. in Livingston, New Jersey.

• Conduct comprehensive credit reviews by compiling, cleaning, and analyzing datasets in Excel and SQL, including payment histories, account transactions, and other financial data to assess credit risk.
• Create interactive financial and performance dashboards in Tableau and Excel to track key credit indicators, outstanding balances, and operational KPIs, providing data-driven actionable insights for management decision‑making.
• Perform variance and trend analysis on revenue streams and account activities to detect anomalies, evaluate creditworthiness, and recommend appropriate credit lines.
• Conduct detailed analysis of customer financial statements, cash flow, and credit reports to assess repayment capacity and recommend appropriate credit terms.
• Monitor portfolio credit exposure and prepare periodic risk assessment reports, highlighting potential problem accounts and recommending actions to mitigate credit risk.
• Incorporate supplier references, external credit reports, and historical payment data into credit risk assessments, applying sound judgment to recommend credit limits in line with company policies.
• Design and implement automated reporting templates for recurring financial and operational credit reports, ensuring accuracy, consistency, and compliance with established procedures.

Salary: $84,677.00 per year.

Benefits include 401(k) & 401(k) matching, health insurance, dental insurance, vision insurance, and paid time off.

• Bachelor’s degree in Business Analytics
• Two (2) years of experience in data analysis
• Knowledge of Python, SQL, machine learning, Tableau, VBA macros, Power Query, variance and trend analysis, data warehousing, data visualization, predictive modelling, dimensionality reduction, cluster analysis, k‑means, time series, regression and classification, financial concepts, and analyzing accounting data.

To apply, please send your résumé to  using subject line:
Job: # AC-BA/FPCUSA.