FinCrime Investigator - AML Investigations

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer
.

We’re looking for Fin Crime Investigators to join our growing AML Investigations team in Budapest. This role is a unique opportunity to have an impact on Wise’s mission, grow as a specialist in anti-money laundering and help save millions of more people money.

If you are interested in the position, please apply by submitting your
CV and Cover Letter in English. In your Cover Letter, please
explain
your interest in this role and why you want to join the AML team. Feel free to merge CV and Cover Letter into one file upon submission.

In the "Message to the Hiring Team" section, please include:

• Your salary expectations
• Your notice period
• Your residency status in Hungary (we are not providing visa or relocation support
  for applicants to our Budapest office at this time. If you need visa sponsorship, please consider applying to our Tallinn office.)

Your mission:

Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hard-earned money with the world’s first platform to offer true multi-currency banking. Your mission is to protect customers and Wise by investigating and reporting suspicious activity.

Here’s how you’ll be contributing to the AML Investigation Team:

• Carry out reviews on alerted accounts on the basis of both internal and external information;
• Assess actual payment activity and payment patterns;
• Obtain further supporting information to mitigate ML/TF concerns;
• Request and analyse supporting documents when needed;
• Take ownership of an individual investigation and escalating any suspicious activity in accordance with internal procedures;
• Participate in an active feedback loop between the AML Investigation team and the developers/product teams to improve our product quality from a compliance perspective;
• Other ad hoc duties that need to be done.

• Your verbal and written English skills are excellent;
• You have an exceptionally inquisitive mind. You are always looking out for more information where available, however, you are able to cut through the noise;
• You have a great eye for detail. You are meticulous and can look at information with factual precision;
• You have exceptional logical thinking. You are naturally able to interpret data and draw logical conclusions;
• You have great communication skills, both written and verbal. You are able to express your thoughts concisely and logically;
• You're able to articulate and justify your decisions. You are confident and comfortable making independent judgement calls;
• You're able to work under pressure. You can multitask efficiently and take responsibility in challenging situations;
• You're curious, keen to learn and proactive by nature;
• You're a true team player but happy working alone on independent projects;
• You're open to and value feedback in order to improve;
• Previous experience in AML or investigating suspicious activity will be beneficial.

Important Information for Candidates:

Application Requirements:

• If you have applied for this same role within the last 6 months, we will be unable to progress with your application at this time.
• If you currently have an active application for another role within Wise, we will await the outcome of that process before reviewing your application for this position, as we process one application per candidate at a time.

Role Timeline:

This position remains open until we have identified sufficient strong candidates. Please note that we are currently hiring for future AML team onboardings, so your start date will depend on training capacity and business needs. During the offer stage, you may be presented with either an…