Commercial Mortgage Loan Analyst

Overview

Job Description:

Provide analytical support to the loan production and portfolio management activities of the Commercial Mortgage and Real Estate group of Ameritas Investment Partners (AIP). This is a hybrid role working partially in-office (Cincinnati, OH or Lincoln, NE) and partially from home.

• Provide initial review, analysis and written recommendations on new mortgage loans presented by loan correspondents or other sources. For loan opportunities, complete submission briefs, draft application-commitment documents and other related loan production documents.
• Assist management in monitoring our existing portfolio of mortgage loans. In a timely manner, complete all monthly and quarterly compliance reports, with appropriate analytical insight included, for individual loans, properties or for entire portfolios of loans or properties.
• Aid in the closing process of assigned loans. Review third party reports, leases and other due diligence activities. Assist with loan file assembly (hard copy or electronic).
• As scheduled or requested, travel to selected markets and call on mortgage banking correspondents, as an aid in new loan production, portfolio management and servicing functions. Perform property site inspections as assigned and document inspections.
• Track economic and real estate market information in the markets where Ameritas has commercial mortgage or real estate investment exposure or is considering such investment. Document such current information for use by management personnel in their decision making. Make recommendations to management based on data review.
• Provide other related support for our portfolio and loan servicing managers, as needed or assigned.
• Review inspection reports and operating statement reports for individual loans. Add appropriate data to the portfolio management systems and notify management regarding issues discovered. As requested, provide written rationale and recommendations for loans to be added to or removed from portfolio watch lists. Update valuation models using current property-level data.
• Provide requested support on real estate equity transactions. Such support will include analysis and commentary on individual markets, locations and other underwriting criteria.

• Zero to two years of relevant experience required.
• Previous experience in commercial real estate management, banking, investment management or related areas desired.
• Associate degree required. Strong preference for bachelor’s degree with a major in finance, real estate, or similar field of study.
• Communication skills, reasoning and analytical skills; ability to operate independently, and ability to execute independent judgment are all required.
• Industry relevant professional certifications or licensing are desirable but not required.
• Working knowledge of word processing, databases, spreadsheet, property valuation (e.g., ARGUS) and mapping software are desired.

A meaningful mission. Great benefits. A vibrant culture

Ameritas is an insurance, financial services and employee benefits provider. Our purpose is fulfilling life. It means helping all kinds of people, at every age and stage, get more out of life. At Ameritas, you’ll find energizing work challenges. Flexible hybrid work options. Time for family and community. But dig deeper. Benefits at Ameritas cover things you expect -- and things you don’t.

Ameritas Benefits

• For your money:
• 401(k) Retirement Plan with company match and quarterly contribution.
• Tuition Reimbursement and Assistance.
• Incentive Program Bonuses.
• Competitive Pay.

For your time:

• Flexible Hybrid work.
• Thrive Days - Personal time off.
• Paid time off (PTO).

For your health and well-being:

• Health Benefits:
  
  Medical, Dental, Vision.
• Health Savings Account (HSA) with employer contribution.
• Well-being programs with financial rewards.
• Employee assistance program (EAP).

For your professional growth:

• Professional development programs.
• Leadership development programs.
• Employee resource groups.
• Strengths Finder Program.

For your community:

• Matching donations program.
• Paid volunteer time– 8 hours per month.

For your family:

• Generous paid maternity leave and paternity leave.
• Fertility,…