Senior Application Fraud Analyst

Senior Application Fraud Analyst – Virgin Money

Salary range:
Up to £58,000 per annum DOE + Benefits.

Contract type:
Permanent full-time.

You'll be joining the Application Fraud Analytics team, responsible for application fraud strategies across all products. Our mission is to prevent identity fraud and protect customers, non‑customers, and the bank itself.

• Driving application fraud strategy for a specific area of the business, being a point of contact for stakeholders and providing SME input.
• Optimising and monitoring performance of fraud detection and prevention systems and associated models.
• Taking the lead for your area’s fraud systems to manage fraud risk within appetite and budget.
• Completing analytics as directed to support the setting and on‑going reporting and management of the Fraud loss budget.
• Producing accurate and relevant fraud MI required by governance committees and providing updates in monthly forums.
• Supporting development of other application fraud analysts in analytics and MI.
• Supporting, leading, and providing SME insights for business‑wide change.
• Identifying ongoing improvements to tools and systems and supporting and driving the delivery of change for the application fraud team.
• Supporting external engagement with third‑party suppliers, industry bodies and law enforcement as required.

• Practical, extensive experience of using SAS, SQL or equivalent analytical tools to develop data‑driven solutions.
• Knowledge and use of industry‑standard fraud systems and data sources (Hunter, CIFAS, Detect, Tru Validate, Mitek).
• A track record of completing analytics and tuning fraud defence systems to manage fraud loss within budget and appetite.
• Knowledge of fraud risks, threats, and landscape.
• A proven ability to manage workload in a fast‑paced environment with potentially multiple conflicting needs.
• Practical experience producing and creating accurate MI.

• Experience driving change for Fraud projects from identification of problem to delivery of solution.
• 25 days holiday per year, which increases over time to 30. Plus, an option to buy more.
• Private medical insurance.
• A highly competitive pension to help you build a strong foundation for retirement.
• Access to an annual performance‑related bonus.
• Training and development to help you progress your career.
• A great selection of additional benefits through our flexible benefits scheme.
• Life assurance to provide peace of mind for you and your loved ones in the event of your death.
• Up to 2 days of paid volunteering a year.

Seniority level:
Mid‑Senior level.

Employment type:

Full‑time.

Job function:
Analyst.

If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible.