Financial Crime Investigator

Overview

Business Unit: Risk

Salary range: £25,250 - £30,000 per annum

Location: UK Hybrid to Glasgow/Gosforth/Leeds

Contract type: Tuesday - Saturday Full-Time

Our Team

We’ve got a brilliant opportunity for an enthusiastic and motivated person to join our team as a Financial Crime Investigator. You’ll undertake Financial Crime Investigations and subsequent required actions through having specialist knowledge and expertise in anti-money laundering, terrorist financing and tax evasion.

• Completing enhanced due diligence and KYC on medium and high-risk customers, ensuring VMUK is adequately risk assessing and documenting rationales for on book customers.
• Working independently and with autonomy on periodic reviews.
• Ensuring consistent and accurate rationale on retail customer risk assessments – poorly rationalised or incorrect decisions could expose you and the back to criminal charges, reputational damage and regulatory censure.
• Effectively delivering 1st Line Financial Crime activities and processes, within quality and performance objectives, ensuring service delivery which enhances the customer experience and ensures we operate within regulatory requirements.
• Completing initial Sanction, PEP and AML investigations including assessment of PEPs against VMUK definition and immediately escalate any potential true matches, providing full information and analysis and outlining the potential impact.
• Investigating anti-money laundering transaction monitoring alerts, including performing Know Your Customer and Customer Due Diligence and interrogating financial data to assess the likelihood of financial crime.
• Working with the 2nd line Financial Crime team to provide advice and guidance to 1st line colleagues, documenting the guidance to strengthen financial crime controls to prevent future reoccurrence where possible.
• Documenting and escalate new and emerging financial crime trends and system performance in a way that can be communicated to colleagues in 2nd line to ensure ongoing, consistent system improvement.
• Reviewing High Risk Jurisdiction referrals including transactional activity and source of wealth/source of funds analysis.
• Responding to legal orders and police liaison for all VMUK enquiries and court documents, ensuring compliance to court time frames. This includes court attendance on behalf of VMUK Plc.

• Experience of working within a financial crime environment. Specifically, having worked on either anti-money laundering, terrorist financing or tax evasion investigations.
• A keen eye for detail and be able to present your findings/thoughts on investigations in a clear and concise manner
• The ability to analyse detailed information and be able to draw sophisticated conclusions and/or recommendations from the facts/data provided when handling Financial Crime Investigations.
• The ability to work autonomously with excellent time management skills
• Strong communication and stakeholder management skills
• Microsoft Office and Excel knowledge

• Experience of any AML Prevention, Detection or Investigation system
• Experience of any Sanction, PEP’s & Transaction Monitoring system

• 25 days holiday per year, increasing over time to 30. Plus, an option to buy more, giving you even more choice.
• Private medical insurance
• A highly competitive pension to help you build a strong foundation for retirement
• Access to an annual performance-related bonus
• Training and development to help you progress your career
• A great selection of additional benefits through our flexible benefits scheme
• Life assurance to provide peace of mind for you and your loved ones
• Up to 2 days of paid volunteering a year

If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible.

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