Risk Partner; Functions

Hi, we’re PEXA!

We know you’ll Google us before applying, so let’s keep this brief. PEXA revolutionised the way that property is settled in Australia, turning a paper-based process into a digital one. Our solution is a world‑first, with over 500 people across Australia and an expanding international team, we’re helping 20,000+ families into their homes each week.

We’re passionate about solving problems for our customers – always striving to set the standard for how property is bought and sold. Being awarded as one of the best places to work in Australia is a recognition of our culture and commitment to innovation, customers and our community.

We’re growing fast, that is where you come in.

We believe our success in Australia is worth sharing and that our proven technology will advance how the UK buys and sells homes.

Establishing ourselves within the UK in late 2020, we are committed to collaborating with lawyers, conveyancers, lenders, government and the property industry, to set the new standard for both remortgages and buying and selling property.

We are seeking a commercially minded,
second line risk partner to join the UK group risk function. This is a hands‑on‑role with responsibility for advice, overseeing regulatory change and monitoring and embedding a strong risk & compliance culture across these functional lines.
This is a second line risk partner role that oversees technology and cyber risks — it does not design or operate cyber security controls

This role will work in close partnership with senior leadership teams across Operations, HR, Finance and Legal and will play a pivotal role embedding a strong risk & compliance culture across these functional lines and will act as the critical link between the central risk function and functional business units.

• Second line oversight:
• Provide oversight, review and challenge of risk profile and controls environment Highlight control gaps and collaborate with control owners on remediation plans
• Contribute towards the development and enhancement of UK risk framework and ensure alignment with evolving regulatory expectations
• Business Partnering & Advisory
• Be the subject matter expert to functional leaders, providing guidance on risk identification and mitigation for new projects, contracts or business changes
• Provide constructive challenge & commercially orientated risk insights to support sustainable business growth
• Act as a key contact on risk topics for senior management and other stakeholders
• Risk Framework Embedding
• Drive the adoption of the UK Risk Framework, ensuring processes align with standards
• Represent the UK Risk management function in governance committees
• Risk & Control Self Assessments (RCSAs)
• Reporting & Governance
• Incident & Issue Management
• Monitoring & Assurance:
• Track Key Risk Indicators (KRIs) to identify emerging trends
• Financial Risk Oversight

• At least 5 years experience within second line risk management with an EMI, payments or fintech
• Deep understanding of risk management principles (eg ISO 31000, COSO)
• Strong working knowledge of FCA regulation for EMIs and UK regulatory landscape
• Practical, commercial approach to risk management
• Ability to manage complex analysis, interpret regulatory standards and provide high quality oversight
• Demonstrable ability to integrate risk management and control frameworks with sharp commercial insight, enabling responsible and scalable business growth
• Excellent analytical & problem solving skills, with a track record of driving root cause analysis and effective solutions
• Excellent written and verbal communication skills with the ability to influence and challenge constructively
• Strong organisational skills & experience working in a fast paced, dynamic environment with tight deadlines
• Strong analysis skills to translate complex risk issues into actionable business insights
• Confident and credible in interactions with business stakeholders (Operations, Change, Px & Finance) with deep technical expertise to provide challenge, support and oversight of risk matters
• Professional qualification in Risk Management desirable

£80,000 - £85,000 a year

+ Bonus + Benefits

G…