Credit Risk Modelling Analyst

How you'll help us live our purpose

We've been helping our members save for their future and buy their own home since 1875. Join us and you'll play a big role in helping us to put home ownership within reach of more people, generation after generation.

To build upon academic learning and technical skills, or equivalent experience, to develop and utilise a full range of credit risk modelling skills. Through development and mentoring over the course of circa 12-18 months, data analysis and modelling skills will be developed, with an understanding of residential mortgages, leading to full competency in developing and supporting credit risk models. These will include, but not be limited to scorecards, IRB and IFRS9 model suites, and forecasting models and the tools and technical.

• Building upon a base of academic learning and / or previous work experience, to be further developed in-role:
  Excellent analytical skills and a strong attention to detail.
• Problem solving/lateral thinking.
• Credit Risk analytical experience on retail mortgages portfolios.
• Ability to present conclusions and results to stakeholders.
• Develop and deepen understanding of the development life cycle of credit risk models.
• Academic level knowledge and understanding of statistical aspects to be used in Credit Risk modelling, such as Logistic and Linear Regression.
• Ability to prepare datasets for credit risk models using multiple data sources.
• A degree level and/or or Masters qualification in a relevant numerate discipline e.g. Mathematics / Economics, or equivalent work experience.

• Hybrid working – 2 days per week in the office
• Annual bonus of up to 12%

• Matched pension contributions up to 10%

• 26 days holiday, plus bank holidays and holiday purchase scheme

• Colleague Mortgage and Saver products

• 2 days' volunteering per year

We'll give you a place to belong with the support to learn, develop and shape a meaningful career.

Our business is centred around our people. Our colleagues are at the heart of everything we do, as shown by our Inclusive Employers Gold accreditation in 2023 and 2025. We're committed to equal opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability or gender identity.

You'll be joining a truly purpose-focused culture which helped us win the Leading with Purpose award at the 2023

Business Culture Awards. This recognises how we've embedded our purpose with our colleagues, and the actions we've taken to put home ownership within reach of more people, generation after generation.

Why wait? Apply now

We'd love to hear from you. But don't wait around - we may close the advert early and we'd hate for you to miss out.

We're devoted to creating a culture and workplace that is representative of the communities we serve. If you'd like to work with us but are unsure if you meet the full criteria for a role, please contact the recruiter so we can find out more about your skills and experience. We're committed to supporting you to be at your best - to discuss any reasonable adjustments we could make, please contact us on car