Underwriting Manager

Location:

9911 Covington Cross Dr. Suite 190, Las Vegas, NV 89144, USA

Pay or shift range: $74,000 USD to $92,000 USD.

Must be in Central MN or Southern NV bleaching reasonable commute to St. Cloud, MN or Las Vegas, NV due to in‑office requirements.

Schedule:

Full‑Time, Monday-Friday 8:00am-5:00pm CST.

Compensation:
Starting Pay $74,000.00 – $92,500.00 per year. The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill bättre, experience, location, qualifications and other job‑related reasons.

This role is a great fit for a call center people leader who thrives in a fast‑paced environment and understands what it takes to lead high‑performing underwriting teams. PCI is seeking an Underwriting Manager with a strong background in consumer credit or risk decisions who is passionate about coaching, consistency, and quality.

The right candidate will understand the impact of underwriting decisions on customers and the business, relate well to underwriting teams, and enjoy partnering with Credit Risk to improve accuracy, efficiency, and compliance.

• Lead and develop a team of buyers in a call center‑style operational environment, including hiring, onboarding, training, and performance management.
• Oversee daily underwriting operations, ensuring forset consistent and accurate application of underwriting policies and Credit Risk guidelines.
• Serve as an escalation point for complex, exception‑based, or out‑of‑policy credit decisions.
• Monitor and manage performance metrics such as approval rates, turnaround time, error rates, and quality assurance results.
• Partner closely with Credit Risk, Compliance, and Product teams to improve underwriting workflows, tools, and decisioning efficiency.

Must‑Have

Qualifications:

• Minimum of 2 years of people leadership with direct reports responsibility and 5 years of experience in consumer credit underwriting, risk management, or credit decisioning.
• Strong working knowledge of credit bureau data, credit scoring models, income verification, and debt‑to‑income analysis.
• Proven ability to support and relate to underwriting teams in a high‑volume, fast‑paced environment.
• Strong analytical, decision‑making, organizational, and communication skills with the度 ability to operate effectively in a data‑driven setting.

Nice to have but not Required! (We’ll train you!)

• Experience in automated or model‑driven underwriting environments.
• Exposure to fraud prevention, KYC/AML, or identity verification tools.
• Experience partnering cross‑functionally to improve operational processes.
committing

• Office Address: 9911 Covington Cross Dr. Suite 190, Las Vegas, NV, 89144.
• Schedule:
  
  Full‑Time, Monday–Friday 8:00am-5:00pm CST.
• Work Setting:
  In‑Office.

• Starting Pay: $74,000.00 – $92,500.00 per year.
• The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job‑related reasons.

Additional Perks that Go the Extra Mile:

• Annual Discretionary Bonus
• Earned Safe & Sick Time (ESST)
• Paid Maternity & Paternity Leave
• Paid Time Off (PTO) & 8 Paid Holidays
• Donation Matching & Paid Volunteer Time
• 401(k) Match – 100% of your deferrals up to 5%
• Tuition Reimbursement & Student Loan Match Program

It only takes a couple minutes! Submit your resume on our website at

PCI is an equal employment opportunity employer committed to diversity, equity, & inclusion. We make hiring decisions based on qualifications, merit, and business needs. If you need assistance or an accommodation due to disability, please contact PCI HR at

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.