Commercial Lines Associate Underwriter

Overview

Who are we? Michigan Millers Mutual Insurance Company, an affiliate of Western National Mutual Insurance, is a mutual insurance company, rated A (Excellent) by A.M. Best, with over 140 years of experience serving policyholders' property-and-casualty insurance needs across multiple regions in the United States. We believe in striving for growth without sacrifice and know that our culture creates and cultivates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service.

Our core values are Connectiveness, Accountability, and Empowerment, and these are incorporated into all that we do. Our workplace culture encourages employees to seek learning opportunities and to strive for growth and development in the insurance industry. We understand the importance of a positive work community and a healthy workplace environment when striving for organizational success, with emphasis on internal growth and maintaining healthy team relationships that translate into external growth and sustainable customer relationships.

Does this opportunity interest you? Michigan Millers Mutual Insurance Company is seeking a Commercial Lines Associate Underwriter to join our team. The individual in this role will be responsible for creating strong agency relationships that operate under a designated level of authority at the direction of assigned underwriters. This position will develop profitable premium growth through policy processing and technical support for both new and renewal business.

• Engage in the daily underwriting and processing of new and renewal business, endorsements, and premium audit transactions.
• Utilize established practices, processes, and procedures to renew and write new policies based on underwriting authority.
• Review new and renewal business application documents and gather additional information as needed to accurately underwrite policies.
• Understand rating methodology and coverage.
• Perform special projects and other duties as assigned.

• Ability to follow processes and maintain strong attention to detail.
• Knowledge of industry practices, standards, and underwriting concepts.
• Proficient use of various core systems, office and computer equipment, and software packages.
• Effective oral and written communication skills.
• Demonstrated negotiation and relationship-building skills.
• Ability to multitask and solve basic problems.
• Flexibility to handle various assignments.
• Valid and unrestricted driver s license with an acceptable driving record.
• Bachelor s degree in insurance or finance; experience in lieu of a degree acceptable.

• AU, INS, or other insurance related certification.

The targeted hiring range for this role is $51,455 - $61,750 annually. However, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate, as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and/or may be considered for other positions.

Michigan Millers Mutual Insurance Company reserves the right to fill this position at a level above or below the level included in this posting.

We offer full-time employees a significant Total Rewards Package, including:

• Medical insurance options and other standard employee benefits, including dental insurance, vision benefits, life insurance, and more
• Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
• 401(k) Plan (plus company match)
• Time Off - including vacation, volunteer, and holiday pay
• Paid Parental Leave
• Bonus opportunities
• Tuition assistance
• Wellness Program - including an onsite fitness studio

Michigan Millers and Western National Insurance believe in supporting the balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Michigan Millers provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.