Vice President Commercial Lender - Detroit, MI

Vice President Commercial Lender – Detroit, MI

LMCU seeks a Vice President Commercial Lender to lead commercial loan production, portfolio growth, and expand depository relationships with both existing and new members. This role focuses on relationship management, delivery of financial solutions, and support of members’ business objectives.

• Build and maintain a strong pipeline of commercial lending opportunities to support portfolio growth.
• Develop a thorough understanding of members’ businesses, including their operations, financial performance, and strategic objectives.
• Manage and deepen existing member relationships by identifying opportunities to cross‑sell deposit products and other financial services.
• Provide members with insights, industry knowledge, and market trends to support informed business decisions.

• Monitor the commercial loan portfolio to ensure strong credit quality, including oversight of past‑due credits, non‑performing loans, loan servicing, and resolution of outstanding loan conditions.
• Conduct regular member meetings on a quarterly to semi‑annual basis to assess performance and identify new lending opportunities.

• Evaluate member loan requests and make preliminary assessments of creditworthiness and feasibility.
• Gather and analyze required documentation, including financial statements and project‑related information.
• Collaborate with the Credit team to obtain additional information or clarification needed for loan approval and closing.
• Coordinate internal and external resources to ensure timely and efficient loan processing and execution of loan documents.
• Ensure full compliance with all federal and state lending regulations, LMCU policies, and risk management standards.

• Bachelor’s degree in Business, Finance, Economics, or a related field.
• Five or more years of experience in commercial lending, with proven success in portfolio management and business development.
• Thorough knowledge of commercial lending policy, depository services, and credit union/banking operations.
• Solid financial analysis capabilities and understanding of financial statements.
• Excellent communication and interpersonal skills.
• Active involvement in community and industry organizations preferred.

• All Employees: weekly pay and retirement savings options.
• Full‑time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.
• To see a full list of our benefit offerings, check out our help guide.

Have additional questions about the role? Email the Talent Acquisition Team at Careers.

LMCU is an Equal Opportunity Employer.