Mortgage Loan Advisor

Lakeland
Lakeland Branch/Corporate Office
3005 New Tampa Highway
Lakeland, FL 33815, USA

Publix Employees Federal Credit Union (PEFCU) was established over 60 years ago to provide financial services with lifetime value to Publix Super Markets, Inc. employees and their families.

• Medical, Dental and Vision insurance plans with one option at NO cost for employee only coverage!
• Generous Paid Time Off program (approximately 3 weeks a year)
• 11 paid holidays per year
• 401(k) retirement plan and profit sharing
• Pay for performance incentive programs
• Time off for giving back to your community!
• And much, much more!!!

We are committed to improvement, driven by feedback, and focused on organizational growth. We expect and demonstrate our values (Integrity, Collaboration, Service, Inclusion and Ownership) every day, creating an environment where all associates can add value and feel valued.

Find your value here as a…

The Mortgage Loan Advisor will initiate the mortgage process for members, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. The Mortgage Loan Advisor will initiate the mortgage process for members, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. This is a salaried, non-commission role. Local travel to meet members as needed.

Branch visits quarterly.

• Meets with and interviews members to understand their lending needs including first-time mortgages and refinance of existing loans.
• Explains the differences between and approval requirements of various types of mortgages; prepares and presents a lending package based on client specifications.
• Assists members with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness.
• Reviews loan applications, gathers credit histories and reports, and assesses applicants' capacity to repay and default risk.
• Based on predetermined requirements, assesses, and grants or rejects mortgage applications.
• Maintains knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
• Develops and maintains contacts with local realtors, developers, and builders to promote and encourage the use of bank services for residential mortgages.
• Attends community and Publix events outside of credit union. These events may be during or after hours.
• Performs other duties as assigned.

• Excellent interpersonal and customer service skills
• Excellent organizational skills and attention to detail.
• Consultative conversational skills
• Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Freddie Mac), and other types of construction and conventional loans
• Proficient with Microsoft Office Suite or related software
• 3 years of Mortgage Lending or related credit union experience preferred
• NMLS license or ability to obtain an NMLS license within 30 days of hire.

• Medical, Dental and Vision insurance plans with one option at NO cost for employee only coverage!
• Generous Paid Time Off program (approximately 4 weeks a year)
• 11 paid holidays per year
• 401(k) retirement plan and profit sharing
• Pay for performance incentive programs
• Time off for giving back to your community!
• And much, much more!!!

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.