Mortgage Representative - Inside Sales

Mortgage Representative - Inside Sales page is loaded## Mortgage Representative - Inside Sales remote type:
Hybrid Position locations:
Lake Oswego, ORtime type:
Full time posted on:
Posted Todayjob requisition :
R81361#
** Overview:
** Responsible for originating residential mortgage loans and adhering to the requirements of federal registration under the SAFE Act##
*
* Primary Responsibilities:

*** Receive referrals from realtors, builders, branches and/or developers who have pre-established relationships with M&T.  Follow up on potential customers via telephone, fax, and email.
* Sell inbound customers to use M&T Mortgage for mortgage financing.  Answering initial questions and providing explanation of M&T products.  Pre-qualifying customers.
* Originates mortgages and coordinates settlements.
* Begins mortgage application process in person or over the phone and sends packages to customer for completion.  Enters completed applications into the system.
* Obtains and analyzes pertinent financial and credit data necessary for determining if loan is an acceptable risk.
* Collects closing conditions, orders appraisals, coordinates draw schedules, and schedules closings.
* Negotiates terms and conditions of loan with mortgagor.
* Provides timely and complete feedback to sources regarding the disposition of their leads.
* Keeps informed of changing rules and regulations.##
** Scope of Responsibilities:
** Works under general supervision.

External contacts may include customers, builders, manufacturers, and realtors.

Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.##
** Education and Experience

Required:

** Associate’s degree and a minimum of 2 years mortgage origination and/or customer service experience, or in lieu of a degree a combined minimum of 4 years higher education and/or work experience including a minimum of 2 years mortgage originator and/or customer service experience.##
** Education and

Experience Preferred:
** General PC knowledge and departmental software

Organizational skills

Sales ability

Mathematical skills

Ability to interact with all levels in a professional manner

Customer Service Skills Knowledge of products and government regulations

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.#
** Location
* * Lake Oswego, Oregon, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one:
** make a difference in people’s lives and uplift the communities we serve**. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers.

We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution.
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