Credit Analyst

Duties and Responsibilities

• Responsible for investigating, tracking, and evaluation the initial review and credit line recommendation for all KMFC Dealer Applications applying for a floor plan line of credit.
• Responsible for the analysis, evaluation, and review of complex Buy-Sell agreements, entity organizational structures, and understanding lines of ownership structure (individual & corporate), and making recommendations to seek additional information and/or a course of action to resolve pending applications.
• Conducts annual dealer credit reviews to ensure credit line requirements are appropriately balanced against credit risk.
• Maintains current knowledge base of economic trends in industry to predict probable success of new dealers.
• Evaluates results of investigations, prepares reports of findings, and suggests credit limitations to management.
• Directs the investigation and accumulation of information to help determine credit lines and/or new dealership applications.
• Develops ratios to determine financial condition of selected dealers.
• Maintains database of financial statements and information.
• Oversees and verifies accumulated financial information and makes educated recommendations for credit lines.

Bachelor's degree (BA/BS) or equivalent from four-year college is required; and minimum three years related experience and/or training in a credit analysis environment; or equivalent combination of education and experience.

To perform this job successfully, you must be able to perform each essential duty satisfactorily. The items listed below are representative of the knowledge, skill, and/or ability required.

• Exhibits excellent oral and written communication skills.
• Demonstrates the ability to successfully prioritize and organize multiple, competing tasks.
• Is extremely detail and deadline oriented.
• Brings energy and enthusiasm to group or team efforts.
• Has solid knowledge and experience working with Microsoft's Word, Excel, PowerPoint and Access software.

$75,000 - $80,000

Equal Opportunity Employer
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