Credit Supervisor

Job Description

Summary:

We are seeking a Credit Supervisor to oversee our credit department and ensure the efficient operation of credit functions within our organization.

• Supervise and lead a team of credit analysts to assess creditworthiness of customers and evaluate credit applications.
• Develop and implement credit policies and procedures to mitigate credit risk and ensure compliance with regulations.
• Monitor and manage the organization's overall credit exposure and collections process.
• Review credit limits and terms for customers and make recommendations for adjustments as needed.
• Handle escalated customer credit issues and negotiate payment arrangements when necessary.
• Generate reports on credit performance and provide recommendations for improvement to senior management.
• Stay up-to-date on industry trends and best practices in credit management.

• Bachelor's degree in Finance, Accounting, or related field. Master's degree is a plus.
• Proven work experience as a Credit Supervisor or similar role in credit management.
• Strong understanding of credit principles, risk assessment, and financial analysis.
• Excellent leadership and communication skills.
• Ability to make sound decisions under pressure and meet deadlines.
• Proficiency in Microsoft Office and credit management software.

Strong understanding of credit policies and procedures

• Ability to analyze financial statements and credit reports
• Experience in evaluating credit risk and making informed decisions
• Excellent communication and negotiation skills
• Proficiency in using credit analysis tools and software
• Attention to detail and accuracy in assessing credit applications
• Leadership and team management skills
• Ability to work under pressure and meet deadlines
• Knowledge of relevant laws and regulations governing credit practices
• Problem-solving skills and critical thinking ability