BSA Compliance Analyst

Overview

Credit Union of Georgia is growing our Compliance Department and looking for a talented individual to join our team. The BSA Compliance Analyst ensures the credit union operates in full compliance with the Bank Secrecy Act and related regulations. This role is responsible for monitoring member account activity, identifying potential risks, and supporting compliance initiatives to protect the credit union from financial and reputational harm.

• Uphold and adhere to Credit Union of Georgia brand standards including following all steps of the member journ
  
  EASE experience and delivering top level member service every time.
• Analyze transaction monitoring alerts and make timely decisions.
• Understand Currency Transaction Reporting requirements, review reports, make corrections, conduct CTR exemptions initial and annual reviews, and monitor daily cash reports to ensure alignment with CTRs generated in the BSA/AML monitoring system.
• Review all Enhanced Due Diligence questionnaires for completion and accuracy.
• Upload 314a FinCEN reports and review possible watchlist matches.
• Review Powers of Attorney submitted by members for proper format and content.
• Complete initial reviews and communicate results to branch staff within 7 calendar days.
• Evaluate the Credit Union's internal control systems by reviewing daily reports, incorporating narrative descriptions, and reporting findings to the AVP of Compliance and Audit.
• Review and monitor Credit Union policies and procedures to ensure compliance with State and Federal regulations.
• Conduct compliance audits independently to ensure the integrity of internal controls, noting, reporting, and tracking exceptions to policies and procedures.
• Participate in compliance training and continuing education to maintain proficiency with compliance laws and regulations.
• Perform other job-related duties as assigned.

• Strong understanding of federal and state regulations including the Bank Secrecy Act (BSA), AML regulations, USA Patriot Act, Georgia Department of Banking and Finance Chapter 80, KYC, OFAC, and Regulations E, N, P, Z, and DD.
• Demonstrated integrity, ethics, and professionalism in all interactions.
• Excellent verbal and written communication skills with the ability to clearly explain technical processes to employees at all levels.
• Strong problem-solving skills with the ability to gather, analyze, and interpret information effectively.
• Proven ability to investigate and identify fraudulent or suspicious activity, make sound decisions, and assess risks related to consumers, businesses, products, services, and geographic locations.
• Knowledge of business types, typical transaction patterns, and the ability to distinguish between normal and abnormal member activity.
• Advanced proficiency in Microsoft Excel and familiarity with other Microsoft Office applications.
• Understanding of credit union operations, basic accounting principles, and compliance with federal and state laws.
• High attention to detail with the ability to manage multiple priorities accurately and efficiently.

• High school diploma or GED required
• Bachelor’s degree in Business or a related field preferred.
• All employees must complete annual training modules including but not limited to cyber security, bank secrecy act as well as other compliance and regulatory requirements.