Senior Commercial Underwriter

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Are you a Senior Commercial Underwriter looking for your next challenge? Buckle up and get ready to make your mark with Safety Culture Care as we redefine the limits of what's possible in the insurance industry!



The Role

As we expand into North America, we are looking for an experienced and dynamic Senior Commercial Underwriter to join and help build our new team. You will be responsible for overseeing the underwriting process, ensuring compliance with company guidelines and industry regulations. You will have strong leadership abilities, possess excellent analytical skills and have a thorough understanding of risk assessment and management.

You will also have the opportunity to help build out our different industry verticals and Underwriting Team.

About Safety Culture Care

Safety Culture Care (MGA) is an innovative insurance and technology solution tailored specifically for underserved small and medium-sized enterprises to help them run a better, safer business. Our approach emphasizes proactively managing risks through our mobile-first platform with AM Best A - (Excellent) or better carrier partners. Unlike traditional insurers, we prioritize helping customers by providing both knowledge and the tools to easily implement a Safety Culture.

By integrating insurance with the Safety Culture technology platform, we offer unparalleled visibility into business operations, leveraging insights from over 1 billion checks,

connected assets, IoT, and sensors. Our mission is to identify and help mitigate potential risks while providing competitively priced, high-quality insurance products for those utilizing Safety Culture

What will I be doing?

• Perform complex underwriting activities in accordance with all legal and regulatory requirements to ensure obligations are met
• Key stakeholder in building out products in our policy admin, underwriting automation, guidelines and pricing processes
• Build a profitable book of business
• Evaluates information to determine risk acceptability in accordance with company guidelines
• Effectively communicates and negotiates underwriting and pricing decisions to achieve optimal outcomes
• Maintain in-depth knowledge of current legislation, best practice, underwriting acceptance levels, systems and organizational guidelines
• Support effective communication of Product related issues across Safety Culture Care
• Manage key portfolios and relationships with intermediaries to effectively promote the product and raise the expertise of assigned agents
• Provide technical expertise and guidance to team members

• Minimum 5 years experience as a development underwriter, working in commercial insurance lines, GL, Property, Machinery Breakdown preferred.
• Minimum 2 years experience with Specialty or Surplus business preferred
• Experience growing and managing at least $5-10 million in written premium CPCU Designation
• Experience across multiple industries such as Hospitality, Manufacturing, Retail with Food & Bev emphasis, a plus
• Existing Relationships in the Hospitality and/or Food & Bev (manufacturing, retail) or Franchise space, a plus
• Team Player - you work effectively with cross-functional teams and can manage tasks and interests from many stakeholder groups
• Motivation to expand, learn and grow with a high performing team
• Comfort with multi-tasking in a deadline-driven environment
• Proactive, collaborative, and resilient
• Providing technical expertise and guidance to Product, Risk Solutions, Design & Delivery and Data & Analytics Teams
• Contribute to a culture of continuous improvement
• Encourage and promote knowledge sharing and learning

• Equity with high growth potential and a competitive salary
• 401k
• Generous Medical Insurance plans
• Wellbeing initiatives such as subsidized fitness programs, EAP services
• Paid Parental Leave
• Access to professional and personal training and development opportunities
• Hackathons, Workshops, Lunch & Learns
• We encourage…