Private Banker II

Position Summary

The Private Banker II builds and actively manages an existing portfolio of personal and business deposit, wealth management and loan relationships for high-net-worth clients. The Banker engages internal business partners to identify, solicit and close cross-selling opportunities while developing and maintaining long-term business relationships with clients.

• Pursue and close on leads for those who qualify for recognition as Private Clients; refer clients to internal business partners as applicable.
• Provide an exceptional client experience by offering advised solutions and Busey partner referrals to deepen client relationships.
• Leverage centers of influence and develop new relationships through prospecting and building community networks.
• Drive deposit growth and wealth management opportunities.
• Support the Bank’s strong Private Banking culture through on-going client contact, providing extraordinary service and superior product knowledge.
• Ensure all loans adhere to the credit/financial requirements for quality and compliance as determined by the Bank’s Loan Policy.
• Proactively monitor current Private Banking portfolio, including tracking and testing loan/financial covenants and assist in the clearing of exceptions.
• Maximize Bank profitability through appropriate pricing of loans, generating fee income and cross-selling of all Bank products and services.
• Monitor renewals and maturities as well as gather updated documents from clients.
• Order inspections, review /budget, administer draw and funding process for Private Banking construction loans.
• Resolve customer complaints and ensure customer satisfaction; support Net Promoter Score efforts to gauge client satisfaction.
• Collaborate with the Digital Banking team to open new and service existing client accounts.

• Knowledge of:
  • Private Banking loan and deposit products and services.
  • Demonstrated success building relationships, strategic partners, and developing business with high-net-worth clients.
  • Experience in consumer lending preferred including but not limited to: HELOC, Mortgages, Personal Lines of Credit, Auto Loans, etc.
  • Strong financial analysis and credit underwriting skills.
  • Ability to analyze and understand personal financial statements and tax returns.
  • Strong oral and written communication skills
  • Strong sales and client service skills
  • Wealth Management Services including Investments, banking and trust concepts including asset allocation and basic trust and estate procedures
  • High Level of Retail and Business Banking customers and trends
• Ability to:
  • Make independent decisions
  • Analyze and interpret numerical data
  • Perform duties and make decisions under frequent time pressures
• Education and Training:
  • Bachelor’s degree with exposure to Accounting or Finance courses required; advanced degree or bank specific continuing education preferred.
  • 2+ years of banking or management experience required
  • Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (“SAFE Act”), all Private Client Managers (if discussing mortgage rates) are required to maintain current registration with the Nationwide Mortgage Licensing System & Registry (“NMLS”). If such registration is not active as of the hire date, the Private Client Manager must immediately attain active registration upon employment. Private Client Managers who fail to maintain an active and current registration will be unable to lend and may be subject to disciplinary action, up to and including termination of employment.
  • Requires knowledge of Microsoft Office.

Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance.

(Base Pay Range: $98,000- $130,000 annually)

Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being—now and in the years to come—are important to us. Busey’s Total Rewards include a competitive benefits package offering 401(k)…