BSA FCI Analyst

Summary

The BSA Financial Crimes Investigation Analyst I is responsible for the ongoing review of system-generated transaction monitoring reports and investigating situations involving unusual or suspicious activity of non-complex transactions. This position will also conduct the back-office processing for completion of Currency Transaction Reports (CTRs). Additionally, the BSA Financial Crimes Investigation Analyst I will review, maintain, and update data in other areas of compliance related to the BSA (Bank Secrecy Act) and other AML (anti-money laundering) laws and regulations.

• Analyze currency transaction data and complete CTRs electronically.

• Manage, complete, and maintain the annual CTR exempt review.

• Meet daily CTR filing deadlines.

• Meet high volume of alert review deadlines.

• Investigate accounts and make recommendations to either clear or to further investigate.

• Make sound subjective decisions when suspicious activity is detected and document decisions accurately.

• Actively participate in career development, 1:1's, department meetings and complete other specified duties related to BSA compliance as may be assigned.

• Attend BSA/AML compliance training sessions to maintain current knowledge of industry best practices, laws, regulations, policies, and procedures applicable to BSA/AML/CFT.

• Maintain a 90% or higher Quality Control score each month. Conduct all duties in compliance with applicable laws, regulations, and bank policies and procedures.

• Contact branch associates and other business units for clarification of client activity, as needed, while maintaining client information in complete confidence.

• Make sound, risk-based conclusions and recommendations to clear activity or conduct additional monitoring.

• Understand, communicate, and instill the Company’s mission, vision, and values (Pillars of Success).

• Complete monthly training in a timely manner to ensure knowledge of bank regulatory requirements, policies, and procedures.

• Working at the worksite during regular business hours and/or assigned hours.

Other specified duties as assigned.

The BSA FCI Analyst I position pays a minimum of $45,000.

Full‐time associates are eligible for our benefits package:

• Medical

• Dental

• Vision

• 401(k) plan

• Company paid life insurance

• Short and Long-term disability insurance

• Company paid vacation, paid leave and holidays

This position will remain open until a qualified applicant is hired.

• Ability to be adaptable and flexible while responding to deadlines on assignments and workflow fluctuations in a multi-task, high-volume environment.

• Ability to establish working relationships with branch associates and other business units as well as maintain effective working relationships externally.

• Ability to handle confidential information in a mature and professional manner.

• Excellent interpersonal, oral, and written communication skills.

• Excellent time management skills with the ability to work both independently and as a member of a team.

• Focus, attention to detail, problem-solving skills, and a strong attitude in favor of high-quality work.

• Proficient in Microsoft Word and Excel.

• Self-motivated and results oriented.

• Strong organizational skills.

• High school diploma with two to three years of overall banking experience, required. Experience in account opening or transaction processing, preferred.

• One year of investigation experience in BSA/AML compliance, preferred.

• Good understanding of banking or financial business operations and systems.

• Ability to handle confidential information in a mature and professional manner.

The work environment is typical of a standard office or retail banking setting. The position is sedentary, involving sitting most of the workday; however, the position will involve moving about the workspace to reach entrances/exits, restrooms, conference rooms, or other areas within the work environment. Reaching may be required involving the ability to move arms in any direction. Office equipment, such as a computer and telephone, will be used requiring the ability to manipulate a keyboard, mouse, and/or keypad.

The ability to decipher a…