Senior Manager Credit Risk Monitoring

Requisition Details & Talent Acquisition Contact

Requisition : 143386
Talent Acquisition Specialist: Tshego Semenya
Location: 135 Rivonia Road, Sandown
Closing date: 13 February 2026

Cluster

Business and Commercial Banking

Career Stream

Credit Collections

Leadership Pipeline

Manage Others

Position

Senior Manager Credit Risk Monitoring

Why join our team!

This role is ideal for a seasoned credit risk professional who thrives in strategic environments where their insights directly influence executive‑level decisions. With high visibility across Segment, Cluster and Group leadership, the Senior Manager plays a pivotal role in shaping the future of credit oversight. The environment offers abundant opportunity to apply advanced analytical thinking, synthesise complex information, and guide stakeholders through data‑driven recommendations.

It is also an excellent platform for leaders who enjoy mentoring others, building capability, and fostering collaboration across diverse teams. The exposure spans Finance, Product, Compliance, Collections, Technology and external regulatory bodies — ensuring a broad, stimulating portfolio that accelerates professional growth.

What makes this role particularly rewarding is the opportunity to modernise and elevate credit risk reporting during a time of significant transformation. Rather than being hindered by fragmented data or evolving structures, the incumbent has the mandate to drive integration, automation, and the adoption of predictive analytics — enabling next‑generation insights. Aligning stakeholders around future‑state data requirements becomes a chance to influence strategy, strengthen relationships, and shape the cluster’s risk culture.

The dynamic nature of the environment allows innovative thinkers to shine, while providing clear career progression pathways for those motivated by impact, continuous improvement, and building something truly market‑leading.

Job Purpose

The Senior Manager:
Credit Risk Monitoring provides strategic leadership and oversight of the credit lifecycle across all BCB lending portfolios. The role is responsible for developing forward‑looking insights, strengthening reporting standards, and ensuring independent, high‑quality risk monitoring that informs executive and governance committees.

This leadership position drives the integration of data, automation of reporting, and enhancement of risk analytics to improve the cluster’s overall credit portfolio quality.

Job Responsibilities

Strategic Credit Oversight

• Lead the end‑to‑end monitoring of credit risk across Commercial Banking, Mid‑Corporate, SME, and subsidiary portfolios.
• Identify emerging risks, portfolio vulnerabilities, and leading indicators, ensuring early detection of stress.
• Provide strategic insights that support portfolio optimisation, business planning, and segment strategy formulation.

Executive Reporting & Insights Delivery

• Oversee all reporting to Cluster Credit Committee, Executive Credit Committee, and Group Credit governance structures.
• Ensure reporting is accurate, insightful, future‑focused, and aligned with regulatory and internal standards.
• Drive the shift from descriptive reporting to analytical, predictive, and strategic insight generation.

Data Strategy & Automation

• Champion the development of an automated, integrated reporting environment by partnering with data custodians and technology teams.
• Consolidate internal and external data into a single, reliable reporting platform.
• Implement peer benchmarking, KPI dashboards, and advanced trend analysis into monthly reporting processes.

Leadership & People Development

• Lead, coach, and mentor a team of risk analysts, building technical depth, business understanding, and analytical capability.
• Set performance expectations, allocate resources effectively, and drive a culture of excellence and innovation.
• Build strong working relationships across the cluster to enhance collaboration, information flow, and risk transparency.

Risk Governance & Portfolio Assurance

• Provide independent oversight of origination, monitoring, collections, and recoveries processes.
• Assess policy effectiveness, process adherence, and control strength across the credit…