Business Judgemental Credit Manager

Overview

To evaluate, manage and approve credit risk within area of responsibility by providing appropriate recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.

• Evaluate, manage and approve credit risk within the Medium Corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologies
• Develop and manage key stakeholder relationships that enable achievement of operational objectives
• Ensure compliance to legislative and audit requirements and adherence to relevant processes
• Knowledge of Credit Systems
• Responsible application of allocated Judgmental Credit mandate
• Assess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval process
• Approve or recommend counter party exposure across multiple products
• Manage credit risk at origination and on an ongoing basis
• Manage respective portfolio within the business' budget and bad debt highway
• Continuously assess own performance, seek timely and clear feedback and request training where appropriate
• Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives

• BComm Finance
• Preferred Qualification - CA (SA)/CFA
• 2 Years banking experience
• Ability to bring in new business and increase acquisition
• Strong judgemental credit experience
• Build and maintain stakeholder relationships experience (any segment)

• Opportunities to network and collaborate
• A challenging working environment
• Opportunities to innovate

• Ability to interpret financial statements
• Strong credit experience and negotiation skills
• Build and maintain stakeholder relationships experience (any segment)
• Strong collaboration skills
• Portfolio management experience (credit)
• Analytical
• Financial acumen
• Attention to detail
• Technology savvy

We look forward to engaging with you further. Apply now!

Take note that applications will not be accepted on the below date and onwards; kindly submit applications ahead of the closing date indicated below.

07/02/26

All appointments will be made in line with First Rand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.