Credit Manager Job Johannesburg area,South Africa,Finance & Banking

Description

Dear Future, Credit Manager

The role requires you to evaluate, manage and approve credit risk within area of responsibility by providing appropriate recommendations. Support internal stakeholders through the implementation of credit mandates, risk frameworks and methodologies.

Are you someone who can:

Drive an Increase in average balance of assets as defined in the Financial Performance Report of the business

Reduce percentage of Non-performing loans as a percentage of total performing book based on the business' performance

Reduce Bad debts as a percentage of performing loans utilisation based on effective lending principals applied during approval

Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative and appropriate solutions

Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SME’s, project managers and senior staff members

Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders

You will be an ideal candidate if you can:

Ensure average approval turnaround time against target to ensure retention of clients.

Focus on credit approval by Assessing credit applications as part of Credit Panel

Comply with governance in terms of legislative and audit requirements

Manage high risk portfolio including timely identification of high-risk clients, checking security and mitigating risk by taking outstanding and new security and reducing limits

Manage and ensure compliance to the Basel II accord.

Mange limits that are in excess of normal limit by reducing number against total limits

You will have access to:

Opportunities to network and collaborate

A challenging working environment

Opportunities to innovate

We can be a match if you:

Have a mandate of R12mil and above

Ensure proper implementation, upkeep and accuracy of the Credit system and the raising of accurate provisions

Apply credit roadmap and debt restructuring principles including the proper application of credit principles and a proper understanding of liquidation and restructuring processes

Prepare presentations on credit related reports

Plan and manage performance, skills development, employment equity, talent and culture of team in order to improve innovation, achieve efficiencies and increase competencies

Manage personal development to increase own skills and competencies

Are you interested to take the step? We look forward to engaging with you

All appointments will be made in line with First Rand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

06/02/26


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