Accountant, Financial Analyst, Accounting & Finance

We are recruiting on behalf of our client, for an Accountant (must have a BCom degree). They help South African SMEs grow, with a strong focus on building a more inclusive economy.

Our client appreciates people who are honest, curious, creative, conscientious, and genuinely interested in learning and growing. They work closely together, regularly engaging face-to-face with customers and stakeholders, which is why they are fully office-based. If you are excited about helping SMEs grow and making a real impact in South Africa, you might be a great fit.

As the Accountant, you will report to the Finance Manager and work closely with the rest of the team within the Finance division. This role includes a focus on the loan portfolios for various companies within the Group and additional aspects as noted below.

Responsibilities:

• Ensuring the accuracy of loan draw-down repayment calculations, including calculations of interest on arrears, early settlements, and detailed amortizations.
• Balance sheet reconciliations related to customer accounts
• Generate invoices and credit notes
• Customer (borrowers) payment allocations and loan reconciliations
• Sending invoices with statements and payment reminder emails to customers
• Preparation and loading of debit orders
• Management and resolution of unpaid obligations
• Resolving customer queries
• Work with the internal Legal Team on defaulting customers
• Ad Hoc assignments/tasks
• Performing accounting functions including:

• Journals
• VAT Calculations and Reconciliations
• Balance Sheet Reconciliations
• Balancing Intercompany loan accounts

• Cash Flow Management
• Checking/preparing bank reconciliations daily
• Loading banking transactions
• Audit assistance - prepare audit packs and liaise with auditors

• Bachelor of Commerce (Accounting as a major and Finance as a subject)
• Minimum of 5 years' experience in an accounting/bookkeeping role
• Experience with loans, leases and amortizations, NPV or a sound conceptual understanding of loan and leasing calculations, amortizations and NPV
• Experience on Microsoft 365, Xero, Microsoft Teams, and Standard Bank Business online an advantage
• Excel – Above average
• Analytical mind, organized, precise and meticulous
• Tech-savvy with strong communication skills (both verbal and written)
• Detail-oriented, meticulous, and able to manage time effectively
• Thoughtful and conscientious, with a commitment to follow-up and providing feedback
• Trustworthy, reliable, and takes initiative and responsibility
• A team player who is also self-aware and able to work independently
• Curious, a problem-solver, and committed to continuous learning
• Motivated to make a positive impact in South Africa by supporting SMEs