Credit Monitoring Manager

Posted Monday, February 2, 2026 at 6:00 AM | Expires Saturday, February 21, 2026 at 5:59 AM

This position is responsible for supervising and analyzing the financial data of new and existing commercial loans, monitoring current loan risk, collateral, and preparing credit reviews. Work is performed within the framework of standard operating policies and procedures; however, independent judgment and discretion is required in performing assigned tasks. Deviations from normal procedures and/or questions are referred to the designated supervisor

include the following. Other duties may be assigned.

Analyze new and existing commercial credit files (e.g., enter data into database and/or spreadsheet computer applications; generate reports; collate data from reports; review balance sheet, income statement, etc. and calculate ratios in preparing credit review; submit review for commercial banker’s review and modification; prepare final comments and make decisions regarding assignment of loan rating; sign and archive credit review with loan file).

Maintain credit files consistent with credit policy and integrity of the bank’s data systems; perform documentation reviews.

Monitor, review, and analyze commercial financial reports for compliance with loan covenants; monitor credit risk for new and existing loans through inspection and observation.

Monitor and facilitate warehouse loan draws, floor plan draws and inspections; monitor borrowing base certificates and system tracking; monitor covenant testing and system tracking.

Oversee floor plan draws, curtailments, releases, and inspections; oversee construction inspections, budgets, and draws.

Monitor collateral inspections.

Manage loan lifecycle; manage workflow/underwriting program.

Magane invites, packets, and minutes for various loan committee meetings.

Oversee annual credit review process and templates.

Review commercial appraisal and evaluations in accordance with credit policy.

Prepare commercial real estate evaluations according to the bank’s methodologies and best practices.

Create and run queries; conduct industry research and analysis.

Prepare forms, reports, correspondence, memoranda, etc.; answer calls and provide assistance to customers. Perform project work, as assigned.

Comply with all banking regulations, policies, and procedures.

Maintain educational and professional expertise through attendance at job related seminars, conferences, and workshops. Represent the bank in a variety of community activities and functions. Participate in prospect and customer marketing calls and banker meetings.

Directly supervises assigned employees and performs administrative duties associated with staff management (e.g., trains employees, delegates work and ensures the completion of same, prepares and publishes work schedule, reviews and approves timesheets, coaches and counsels employees, prepares performance evaluations and conducts evaluation meetings, conducts staff meetings, makes salary and promotional recommendations, participates in recruitment, interview, and hiring process, administers progressive discipline, takes action regarding departmental activities and staff, approves/disapproves requests for leave time, notifies employees of mandatory training and bank meetings).

Carries out supervisory responsibilities in accordance with the organization’s policies and applicable laws.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Possess a four-year college degree from an accredited university or institution with a major area of study in accounting, finance, business administration or other closely related discipline. Work experience and/or college coursework can be substituted for a four-year college degree. Plus additional education and/or training.

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