Vice President Team Leader, Credit

### Job Details####

Job Title:

Vice President Team Leader, Credit  ####

Location:

Hybrid/Partial Remote, , , ,  #### Company:  #### Industry Sector:  ####

Industry Type:

#### Career Type:  #### Job Type:Full Time  #### Minimum Years Experience

Required:

N/A  #### Salary:$98,000 - $140,000    ### Get Job Alerts
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* The Role:

** We’re looking for a highly skilled and detail-driven professional to lead a part of our underwriting team and support sound credit decision-making across the Association. In this role, you will perform comprehensive credit analysis and underwriting along with approving or recommending credit actions within delegated authority. This role evaluates borrower financial strength, identifies risks, prepares clear credit narratives, and provides guidance and development to credit analysts on their team.

It is well suited for someone who values accuracy, excels in analytical work, and thrives in a collaborative, high-impact environment.

- ** Competitive Salary:
** Based on experience $98,000 - $140,000 with outstanding incentive opportunities linked to Association performance.

- ** Comprehensive Benefits:
** Health, dental, vision, and a standout 401(k) plan
** Growth Opportunities:
** We are committed to your personal and professional development.

- ** Flexible Work Environment:
** Any FCS Financial location will be considered with the opportunity for a Hybrid or Flex Work Schedule after an initial training period.

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* Education:

** Bachelor’s degree in finance, economics, account, business or related field
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* Experience:

** 5+ years’ experience of credit and business analysis experience
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* Skills:

** Exceptional communication, negotiation, decision-making skills, and motivating direct reports| n/a |
* Other duties as assigned to meet the needs of the organization. |
* Bachelor’s degree in economics, accounting, agricultural economics, finance, business or related field
* 5 years of credit and business analysis experience
* Or an equivalent combination of education and experience sufficient to perform the essential functions of the job Required Knowledge and Skills
* Expertise in the agriculture industry and the impact of current events on agricultural operations and credit
* Expertise in financial ratios, criteria and production performance measures for Ag production
* Expertise in Association lending procedures and policies
* Expertise in loan covenants
* Expertise in loan structuring and negotiating loan terms and conditions
* Expertise in analyzing and interpreting tax returns, profit and loss statements,  balance sheets, cash flows and similar financial documents
* Expertise in understanding relationship between financial statements and operations
* Oral and written communication skills, sufficient to exchange information effectively with peers, supervisors, senior management, industry leaders and customers
* Skill in applying processes and procedures to factual data to come to a logical decision
* Skill in selecting, managing, coaching, motivating and developing direct reports
* Skill in gathering, compiling and organizing information
* Skill in communicating objectives and delegating responsibility
* Skill in utilizing Word, Excel and Outlook to increase efficiency and/or effectiveness
* ** Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data*
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