Credit Operations Officer

Sidra Capital is seeking a highly detail-oriented and compliance-focused Credit Operations Officer to join the Business Operations & Custody Division. The role is responsible for managing the operational processes related to credit applications, approvals, documentation, and credit portfolio administration. This position plays a critical role in ensuring accuracy, regulatory compliance, process efficiency, and seamless coordination among internal and external stakeholders to support robust and efficient credit operations.

• Manage end-to-end credit and loan operations, ensuring accuracy, timely processing, and full compliance with CMA/SAMA and internal policies.
• Validate and maintain credit documentation, facility agreements, collateral records, covenants, and KYC files, while monitoring expiries and key obligations.
• Prepare operational and regulatory reports, reconcile loan transactions and balances, and support internal and external audits.
• Collaborate with credit, risk, legal, compliance, IT, custodians, and banks to resolve issues and ensure smooth operational execution.
• Evaluate and enhance credit operational processes, provide guidance and training to staff, and contribute to continuous improvement initiatives.
• Act as a key point of contact for internal stakeholders and clients, providing updates, resolving issues, and ensuring professional service standards.

• Bachelor’s degree in Finance, Accounting, Economics, Business, or related discipline.
• Minimum of 5 years’ experience in credit operations, banking operations, or related financial services roles.
• Strong understanding of credit products, regulatory frameworks, and industry standards.
• Analytical, problem-solving, planning, time management, and communication skills.

Sidra Capital is committed to complying with Saudi Arabia’s labor laws and providing equal employment opportunities to all qualified candidates, including individuals with disabilities. We foster an inclusive, professional, and respectful work environment where every individual is valued.