Junior Collections Officer – B2B Credit Operations
Listed on 2026-03-15
-
Business
Financial Analyst, Business Development, Accounts Receivable/ Collections
Junior Collections Officer – B2B Credit Operations Jeddah, Saudi Arabia
Sanabil Studio | Posted Feb 21
Full-time
Riyadh Region
Negotiable
Unknown
Sanabil Studio is a venture builder that blends industry expertise, technology, and startup know-how to turn bold ideas into real businesses. We take concepts from zero to launch, and when a venture proves its potential, we back it with seed funding and hands-on support to help it scale.
Trade Pay is one of those ventures — a B2B credit product built for mini-markets, baqalas, and Ho Re Ca businesses across Saudi Arabia. We're giving small merchants access to the credit they need to stock, grow, and thrive.
We are looking for a Junior Collections Officer to support day-to-day collections across our merchant portfolio in Jeddah. If you are reliable, calm with merchants, and take process seriously, this role is for you.
THE ROLEWhat you ll own here.
- Conduct daily soft collections: track payments, promises to pay, and settlement status across your merchant portfolio
- Maintain accurate, timestamped collection notes for every merchant interaction
- Confirm payment receipts and update account status promptly
- Monitor assigned merchant accounts across current, arrears, and delinquent buckets
- Identify early risk signals — payment pattern changes, frequent PTPs, stock issues — and flag them to the Credit team
- Escalate cases according to defined rules and within agreed SLAs
- Follow collections SOPs without deviation and adhere to the escalation framework
- Maintain daily logs of communications, promises to pay, and payments received
- Support weekly collections reporting and provide accurate input for recovery metrics
- Provide actionable feedback on merchant behavior and operational issues to improve processes
You're probably a fit if…
- You have 1–3 years in collections, credit operations, or operations support
- You stay calm and professional with merchants, even in tense conversations
- You follow process precisely — SOPs and escalation frameworks aren t a burden, they re how you work
- You're detail-oriented and keep your logs clean, accurate, and up to date
- You can spot early warning signs in merchant behavior and know when to flag them
- You take ownership of your accounts and don t let things slip through the cracks
What working here actually looks like.
You ll be trained on professional collections practices and operate within a clear escalation framework — no guesswork, just good process.
You ll work directly with Credit and Operations, in a collaborative environment where your input on merchant behavior actually shapes how we improve.
Trade Pay is early and growing. The habits and standards you build now will define how collections works at scale.
- Competitive pay: A package that reflects your experience and the market, not a lowball with "equity upside" as the excuse.
- Premium gear, day one:
Everything you need to hit the ground running, set up and ready before your first morning. - Mentorship that matters:
Individual career development from people who ve actually built and scaled ventures. Venture upside:
The chance to join spin-off teams as they grow — not just watch from the sideline. An accelerated curve:
You ll learn more here in 12 months than most roles offer in three years.
Sanabil Studio
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