Software Engineer, Cloud Engineer - Software, Backend Developer

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Bankruptcies & Hardships team (B&H) is a newly formed engineering group responsible for building affirm’s core servicing platforms that support customers during critical financial moments. The team owns backend services and pipelines that orchestrate bankruptcy workflows and power compliant, reliable hardship support ineers on this team work on distributed systems, event‑driven pipelines, and high‑availability services with a strong emphasis on correctness, auditability, and operational excellence.

You’ll collaborate closely with product, compliance, and other platform teams while helping shape foundational systems in a greenfield environment. This is a high‑impact opportunity to apply deep backend expertise in Python and Kotlin to systems that matter to both customers and the business.

• You will be responsible for setting technical strategy for your team on a year‑long time scale, and help your team tie it together with critical, business‑impacting projects.
• You will collaborate across teams in the product development lifecycle by working with product management, design & analytics to ensure technical sustainability, risks and trade‑offs are well understood and managed.
• You will act as a force‑multiplier for your team through your definition and advocacy of technical solutions and operational processes.
• You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on‑call efforts.
• You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

• You have a total of 8+ years of experience as a software engineer.
• You are proficient in designing, developing and launching backend systems at scale using technologies like Python, Kotlin, AWS, MySQL, and Kubernetes.
• You are proficient in developing web apps using declarative UI frameworks like React or Vue.
• You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.
• You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.
• Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross‑functional peers.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Base Pay Grade - P

Equity Grade - Poland 5

Employees new to affirm typically come in at the start of the pay range. affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job‑related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by affirm holdings, inc. (parent company).

• Type of employment: Contract of Employment
• Flexible Spending Wallets for tech, food and lifestyle
• Away Days – wellness days to take off work and recharge
• Employee Resource & Community Groups
• This role is eligible for creative tax benefits, subject to applicable law and company policy.
• Health care coverage – affirm covers all premiums for all levels of coverage for you and your dependents
• Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP…