Senior Software Engineer; IC

Reach Financial is a financial services provider that is helping people outsmart debt for good.

We deliver innovative financial products using modern technology and tools to enable our customers to take control of their debt and de‑mystify their personal finances. Our platform empowers our customers to turn their financial goals into a reality.

Reach Financial launched in 2015 and has helped our customers pay off over $1 billion in debt. We offer debt consolidation loans and personal loans, and together these markets represent a $1.5 T opportunity. In time, we will expand beyond these products to offer solutions for a variety of our customers’ personal finance challenges.

As a Senior Software Engineer you will play a critical role in enhancing and extending our borrower‑facing digital experiences, underwriting engine, and third‑party API web services.

Collaborating with Engineering leaders, Product, and your fellow Engineers, you’ll help make decisions and lead projects that will lay the groundwork for Reach to help millions of Americans outsmart debt for good.

The range for this position is $150,000 – $200,000 annually. The salary offered will be based on experience, qualifications, and geographic location.

• Work as part of a team building a modern full‑stack B2C loan origination system as an augment to and extension of our existing technology platform
• Write code, define configuration management, and build declarative automation on each of and between AWS serverless infrastructure, Salesforce core automation, and Snowflake data infrastructure
• Review code contributions across the team and suggest ways to improve and optimize
• Collaborate with in‑house test automation teams to predictably ship quality automation
• Collaborate with Product Managers and Designers to translate business and UI requirements into technical implementation specifications
• Utilize industry software delivery lifecycle best practices and methodologies for predictable and sustainable delivery models
• Exemplifying curiosity and continuous learning and improvement within the team and department, especially through blameless post‑mortems
• Elevate the team by mentoring and coaching team members, and improving our software development lifecycle and other engineering best practices

• 5+ years of demonstrable hands‑on software development and architecture experience on B2C product(s)
• Proven track record of overseeing product iterations from ideation to release
• Excellent communication and collaboration skills
• Expertise with React or React‑based frameworks like Next and Remix
• Fluent in the language of CI /CD and version control on top of Github
• Familiarity with test automation frameworks like Playwright and Jest
• Open to explore and learn Salesforce development for employee‑facing tool use cases

• Experience in financial lending industry
• Previous experience as a senior developer, team lead or above
• Experience with Salesforce development
• Comfort with Terraform or other Infrastructure as Code toolkits
• Experience building applications that are integrated with and deployed on top of AWS services
• Experience building data models that will flow downstream to data lake houses built on Snowflake

Our culture is built around advancing our teams, and we are dedicated to the success and growth of every team member. We believe in retaining a high‑performing workforce and we prioritize diversity, intellectual curiosity, and continued learning. Our generous benefits packages reflect that.

We’ve been hard at work perfecting our product for years, and now we’re growing faster than ever before. Our strong foundation and company culture is readily equipped for this growth, and we believe that with the right people, our products will continue to help customers make real changes in their financial lives.

• Remote First Culture with optional Hybrid opportunities
• Disability (short‑term, long‑term), Employee Assistance Program
• Spending Accounts (Transit/Parking, Medical, Dependent Care)

Reach Financial is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, recall, leave of absence, compensation, benefits, training, and apprenticeship.

Reach Financial makes hiring decisions based solely on qualifications, merit, and business needs at the time.

Continental US

Able to attend meetings during EST / CST business hours

Willing to travel to NYC periodically (e.g., 1–2 times a year)