Group Product Manager

You will lead Balcia’s group-wide product portfolio across multiple countries, taking ownership of product strategy, pricing, product design, and performance. Your role is to drive profitable growth, ensure better outcomes for customers, and introduce consistent standards and best practices across all markets.

We are looking for Product Managers in six key areas:
Motor (mass MTPL and CASCO), Motor (fleets), Private Property (including specialty products), Commercial Property, Liability, and Personal Lines — so please select the area that best matches your expertise and apply.

Which Balcia insurance subscription are you?

The ambition of the Group Product Manager is to drive profitable growth across markets by shaping strong, consistent product portfolios and turning market complexity into competitive advantage.

Lead and grow a group-wide insurance product portfolio across multiple countries and business lines, including Motor, Property, Liability, and Personal lines.

Own the Product P&L and set ambitious targets for growth, conversion, loss ratio, and combined ratio.

Build deep market and customer insights, identify opportunities, and turn them into actionable strategies.

Lead end-to-end product design: coverages, wordings, underwriting rules, eligibility, and pricing in close partnership with the Actuarial team.

Prepare business cases, and go-to-market plans.

Oversee portfolio performance: monitor frequency/severity/average premiums and claims, trends by segment, channel, and geography; implement corrective actions (pricing, underwriting appetite, discounts, etc.).

Strengthen distribution channels and digital journeys, ensuring seamless customer experiences from quote to issue.

Ensure regulatory compliance and standardize product frameworks and governance across countries.

Lead, mentor, and develop cross-country product teams, fostering a high-performing and motivated culture.

Manage external partners and vendors, including rating engines and data providers.

Coordinate with reinsurance management.

Complex challenges energize you and keep you motivated every day.

You bring energy, passion, and ownership into everything you do.

You are collaborative, supportive, and thrive when taking responsibility.

You learn fast, are detail-oriented, and handle sensitive information with care.

You are results-driven and enjoy finding creative solutions to complex problems.

Sounds familiar? Great! Let’s talk and see where this journey can take us.

Bachelor’s degree in Business, Economics, Finance, Actuarial Science, Engineering, Statistics, Data Science, or a related field.

At least 5 years of experience as a Product Manager in insurance.

At least 3 years of people management experience (cross-country or international experience is a plus).

Strong understanding of product pricing, segmentation, rating factor governance, and deployment via rating engines.

Excellent analytical, problem-solving, and decision-making skills.

Strong communication and stakeholder management abilities.

Very good English (written and spoken).

Specifics for some positions:

International experience in Motor products (at least 2 countries, including participation in product setup).

Legal background for Liability products is a plus.

Medical background for Personal lines is a plus.

You’ll work from our modern Balcia Warsaw office, near Warsaw West Station, with hybrid and remote options. Occasional travel across markets keeps the role dynamic and connected.

We believe in trust, ownership, and freedom. Our flat structure means less micromanagement and more room for impact, creativity, and meaningful decision-making. Your goals are aligned with company success, and performance is recognized and rewarded.

Balcia is redefining insurance — making it modern, energetic, and full of momentum. You’ll be part of ambitious projects, cross-market collaboration, and continuous innovation.

You’ll receive a competitive salary starting at 19 500 PLNgross (final offer depends on country tax specifics and candidate’s experience), plus flexible benefits including health insurance or wellness compensation, recharge days, discounts on Balcia products, and more. And because we love surprises, our benefits evolve every year.

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Life in Balance

We wish you to be the most productive me you can be!

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Health and Wellness

Whether it's physical or mental, your health and well-being are always a priority!

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Beyond your salary

We are ready to compensate your efforts in addition to your salary!

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These perks are here to make your workdays smoother, brighter, and more fun.