Senior Product Manager; Payment Processing

Overview

Design and build a payment processing platform from scratch: core payment flows, transaction lifecycle, routing logic, retries, fallbacks, settlements, refunds, chargebacks. Define and own the end-to-end product vision for payment processing, from zero state to a scalable production system. Architect payment flows across multiple providers (PSPs, acquirers, banks), including multi-PSP routing, MID management, and failover strategies. Own the core gateway logic: authorization, capture, voids, refunds, recurring payments, payouts, callbacks/webhooks.

Work closely with engineering on system design decisions: APIs, data models, idempotency, reliability, observability. Translate business and compliance requirements into clear product and technical specifications.

• Design and build a payment processing platform from scratch: core payment flows, transaction lifecycle, routing logic, retries, fallbacks, settlements, refunds, chargebacks
• Define and own the end-to-end product vision for payment processing, from zero state to a scalable production system
• Architect payment flows across multiple providers (PSPs, acquirers, banks), including multi-PSP routing, MID management, and failover strategies
• Own the core gateway logic: authorization, capture, voids, refunds, recurring payments, payouts, callbacks/webhooks
• Work closely with engineering on system design decisions: APIs, data models, idempotency, reliability, observability
• Translate business and compliance requirements into clear product and technical specifications
• Own the full product lifecycle: discovery → design → delivery → launch → iteration
• Ensure compliance with PCI DSS, 3DS, card scheme rules (Visa/Mastercard), and regulatory requirements
• Manage relationships with external partners: PSPs, acquirers, fraud/KYC providers
• Drive product decisions based on metrics: approval rates, latency, decline reasons, cost per transaction, and stability

• At least 4-5+ years of experience as a Product Manager in payments/fintech
• Proven hands-on experience building payment processing or payment gateway products from scratch (not only integrations or feature ownership - core processing logic is mandatory)
• Deep understanding of the payment transaction lifecycle. card payments, 3DS, authorization/clearing/settlement, PSP and acquirer integrations, routing, cascading, retries, failover
• Strong understanding of payment system architecture and how backend systems work
• Ability to work as a product owner with architectural thinking, not just requirements management
• Experience working with cross-functional teams in complex, regulated environments
• High ownership mindset: able to independently drive decisions and outcomes
• Strong analytical, system-thinking, and problem-solving skills
• Clear communication with both technical and non-technical stakeholders
• English level B2 or higher, fluent russian (both)

• An opportunity to make something great even greater, you can be the reason why we grow, develop, and become the best fintech company on the market!
• Career prospects - we are young, we have huge ambitions, and it is important that our employees grow with us
• Work with coworkers who are passionate about their business
• Compensation that will fully correspond to the competence and knowledge, with yearly performance reviews
• The opportunity to attend conferences, courses, and professional development at the company's expense - we favor the continuous development of our employees
• Private health insurance coverage
• Remote work
• 20 days of vacation time; bank holidays; sick leaves; additional birthday day off
• Team building events and corporate parties

You can find out more about our team, our values, and the unique ways we celebrate our successes here: