Sr. Compliance Analyst

Senior Compliance Analyst

Location: Remote eligible; in-office preferred (Milwaukee, WI; St. Petersburg, FL; or Jacksonville, FL)

Employment Type: Contract-to-hire (intent to convert to full-time employee upon completion of conversion period)

The Senior Compliance Analyst is responsible for monitoring, interpreting, and operationalizing U.S. federal and applicable state regulatory requirements to ensure ongoing compliance of products and services. This role partners closely with product, development, legal, and operations teams to assess regulatory impact, guide compliant design decisions, and resolve compliance-related issues. The analyst also supports internal and external stakeholders by providing clear regulatory guidance, performing compliance reviews, and assisting with audits and regulatory responses.

This position is ideal for candidates with experience in payments association and card network compliance (e.g., Visa, Client, NACHA, SWIFT, ISO),
bank operations compliance (Regulations A–Z, UDAAP), or fintech compliance including money transmission, crypto, and stablecoin frameworks
.

• Track, analyze, and communicate enacted and proposed federal regulatory changes, agency guidance, and directives impacting products and services.
• Provide regulatory interpretations and compliance guidance to internal business units and external clients.
• Assist in drafting and reviewing comment letters responding to federal regulatory proposals.

• Conduct compliance assessments for existing, new, and expanding products.
• Review and approve project requirements, design documents, and development specifications to ensure regulatory compliance.
• Partner with development teams to prioritize and remediate regulatory issues.
• Monitor compliance project milestones and ensure timelines are met.

• Perform periodic product and service reviews and risk‑based audits to identify regulatory gaps, weak controls, or potential violations.
• Provide direction and remediation guidance for deficiencies identified during reviews.
• Prepare and contribute to monthly internal and external compliance reports.
• Participate in annual IRS and year‑end processing modification initiatives.

• Serve as a compliance liaison to product teams, meeting regularly to review status and emerging risks.
• Respond to customer‑ and client‑specific compliance inquiries.
• Coordinate and approve internal and customer‑facing communications related to compliance (e.g., bulletins, position statements, reports).
• Participate in or lead customer focus groups and advisory committees.

• Develop and participate in compliance training sessions and presentations.
• Support internal education initiatives promoting compliance awareness.
• Interface with legal counsel and federal, state, and local regulatory agencies as needed.
• Participate in compliance committees and governance forums.

• Bachelor's degree in Business Administration, Law, or a related field
• Equivalent combination of education, training, and relevant work experience will be considered

• Strong working knowledge of U.S. banking and payments regulations
• Experience with payments networks, card brands, or financial services compliance strongly preferred
• Familiarity with fintech regulatory frameworks, including money transmission and emerging digital asset regulations, is a plus

• Excellent written and verbal communication skills, including the ability to present to employees and clients at all levels
• Strong analytical and problem‑solving skills
• Ability to interpret and apply legal, regulatory, and technical documentation
• Proven ability to manage multiple priorities under tight deadlines
• Experience planning, executing, or supporting audit programs
• Creative and practical approach to resolving compliance challenges

This role is offered with the intent to convert to a full-time employee following the contract period. Candidates should be comfortable operating independently while collaborating cross‑functionally in a regulated, fast‑paced environment.