Group Solutions - Issuing & Acquiring – Card issuing – Card Fees Specialist

Position: Group Payment Solutions - Issuing & Acquiring – Card issuing – Card Fees Specialist
Location: Via Milano

Apply as Group Payment Solutions - Issuing & Acquiring – Card issuing – Card Fees Specialist
General Information
Job
64208
Company
Uni Credit S.p.A
Competence Line
Client Solutions
Country
Italy
City
MILANO
Job Type
Professional

Functional area

Transaction Banking Products
Working time model
Full-time
Contact
The Group Payment Solutions (GPS) product line’s mission is to steer and oversee at Group level the strategy, the management and the development of transactional payments, cash management, Acquiring and Issuing products and services, with the goal to have competitive and cutting‑edge products, in line with market and technological trends. Within Group Payment Solutions, Issuing & Acquiring focuses on steering and supervising at Group level the strategy, the development and the management of Acquiring, Issuing and Payment Cards products (including card wallet, virtual cards and proximity payments card based) and related services considering both market and technology trends and evolution of the competitive arena.

In particular you will be part of the “Card Issuing” team within “Issuing & Acquiring” structure
In this role you will:

Collaborate to the steering and supervision of the Issuing strategy at Group Level according to its own specificities in coordination with the parallel development of the Acquiring strategy
Support the management and development of Card Issuing products and services
Create and analyse ad hoc Business Cases to assess new initiatives in term of profitability
Coordinate project work streams and providing project management for key initiatives
Conduct market intelligence on a need basis, analyse and understand recent trends, assess competitors value propositions, propose actions for further improvements also leading best practice sharing to all LEs
Monitor the competitive situation and payment industry dynamics, identify threats and opportunities, and recommend appropriate response strategies
Manage the relationships with Group Strategic Partners within Issuing scope
Work on specific topic related to Card Issuing, always considering a Group perspective:
Analyse, manage and monitor Group LEs International Card Schemes (ICSs) and Domestic Scheme fees within the framework of Long-Term Agreements (LTA) in place with payments’ networks
Assessment of card schemes manuals, bulletins, quarterly reporting and Interchange fees charts
Management of BIN product list to action relevant business initiatives within consumer and commercial customer base
Leverage on dedicated dashboard to monitor Card Schemes fees based on partnership in place with external provider. In addition, perform assessment leveraging on detailed reporting available
Deep dive the nature of Schemes Fees billed to Group LEs such as new fees, optional services penalties and mandates
Active analyse and monitor of ICSSs, Domestic Schemes and Processing fees at Group level within the scope of Multi Year Plan to define cost optimization initiatives and savings opportunities
Interact with ICSSs counterparts and third party providers involved in the fees billing processes
Setup of monthly reporting processes to track Card Issuing performances with impact at P&L with a focus on costs side (e.g., Card Schemes fees)
Adoption dashboards and intelligence tool leveraging on payment partners (e.g., Scheme tools)
Develop on a regular basis "good practice sharing", centralize know‑how and deliver multi‑market solutions

What you'll be doing

Specific Issuing product knowledge (debit, credit, prepaid, wallet, token, etc.)
Ability to match different data sources and create effective reporting to support decision making
Knowledge on main relevant Card Issuing regulations (e.g., Multilateral Interchange Fees)
Knowledge of payment processes and logics
Ability to deal with different counter parties and external providers
Expertise in card payments business model (e.g., revenue model, cost side) is a plus

What you'll need to succeed

Knowledge in Business Intelligence tool
Degree in Economics, Finance or Engineering
Fluent in English; knowledge of other languages utilized in Uni Credit countries is welcome
Solid foundation in business topics, planning, strategic methodologies and…