Disclosure Specialist

Disclosure Specialist
- Irving, TX

Agility 360 is searching for experienced Disclosure Specialists for a 3-6-month contract-to-hire position with our growing client. The ideal candidates will have a thorough knowledge of TRID and RESPA LE/CD requirements. Must posses a strong aptitude for detail, accuracy, and organization.

• Audit loan files for completeness and accuracy, reviewing for potential errors or discrepancies that could lead to re-disclosures. Prepare and deliver various loan disclosures, including the Loan Estimate (LE) and Closing Disclosure (CD), ensuring all fees and pricing are accurate.
• Track disclosures that need to be sent, monitor workflow pipelines, and ensure that all requirements are being met. Monitor Change of Circumstance requests and ensure re-disclosures and COC notices are in compliance and issued within required time frames.
• Maintain efficient levels of service and comply with regulatory timelines associated with the completion and dissemination of loan disclosures. Prepare Post Consummation Closing Disclosure (PCCD), ensure all fees are accurate and that all fee variances are cured. Process adverse action loans and audit them for ECOA and HMDA compliance. Request and forward refund checks to borrower with PCCD.
• Identify potential risk areas and implement strategies to mitigate them and maintain compliance.

• Must have a High School Diploma or GED equivalent
• 1+ years of related experience in Residential Mortgage Lending or similar field.
• Entry level knowledge of residential mortgage industry in Correspondent or Retail Lending including; sales, operations, capital markets and/or other residential mortgage products and services.
• Entry level knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
• Entry level knowledge of TILA-RESPA Integrated Disclosures (TRID) Loan Estimates/Closing Disclosure Requirements.
• Entry level experience with Encompass.
• Intermediate speaking and writing communication skills.

• 3-6-month contract-to-hire with our growing client
• Schedule:
  
  Hybrid (M-Th: in office, F: remote)
• Location:
  
  Irving, TX 75039
• Pay rate: $25/hr
• Employment is contingent on passing a background check and drug screening