Senior Credit Risk Analyst - Assistant VicePresident

Senior Credit Risk Analyst – Assistant Vice President

Institutional Credit Management (ICM) is a critical component of Citi’s First Line of defense for wholesale and counter party credit risk (CCR) management. ICM works with Independent Risk teams to ensure best‑in‑class risk and controls, and client responsiveness. The team performs credit analysis, documentation, risk identification, exposure monitoring and stress testing, while coordinating with credit management groups across Markets, Banking, Capital Markets and Advisory (BCMA) to align business and regulatory goals.

• Assess the credit and financial strength of Citi’s Real Money Funds Clients by performing fundamental credit analysis of counter parties using both quantitative and qualitative factors.
• Complete Credit Analysis Write‑up Memos and Final Obligor Risk Ratings of Citi’s Funds Counter parties based on independent assessment and judgment to provide appropriate extensions of credit remaining within Risk appetite.
• Continuously monitor the covered portfolio, following industry trends, impacts to key relationships, and escalating potential credit issues to Underwriting Team Leads, 2
  
  LoD Risk Partners and BCMA partners.
• Review and provide recommendations on the risk rating across the Funds sector.
• Partner with regional and industry stakeholders in Underwriting, 2
  
  LoD, and BCMA to implement credit assessment and monitoring standards for applicable portfolios.
• Support ICG Risk Analysis Voice of the Employee (VOE) initiatives.
• Travel (less than 10%).

• Demonstrable financial services experience, including 3‑5 years in credit roles within Banking, Credit Risk Management, or an equivalent area.
• Strong knowledge of Wholesale Credit Processes and organizational awareness, including ICM Risk Analysis (IRAU) functions, covered portfolios/products, and processes.
• Sound understanding of policies and procedures with the ability to execute change seamlessly.
• Well‑developed analytical skills, with a firm grasp of key financial components such as liquidity position and leverage profile, and the ability to form independent opinions on credit and recognize emerging risks.
• Solid and thorough knowledge of Citi’s systems.
• Experience preparing presentations for senior leadership.
• Full awareness and adherence to the control environment, including Quality Assurance and Quality Control.

• Experience and familiarity with Real Money Funds, Asset Managers, Pension Funds – Industry products and relevant CCR risk measures.
• Assists colleagues in identifying stretch opportunities to elevate individual and team performance.
• Coaches and mentors analysts to develop team strengths and improve weaknesses.
• Proven culture carrier.
• Well‑developed interpersonal skills, with the ability to build relationships and exert influence with and without direct authority.
• Strong organizational skills with the ability and willingness to work under pressure, managing time and priorities effectively.
• Clear written and verbal communication skills, with the ability to communicate concisely to audiences of varying levels of seniority.
• Good Microsoft Office (Word, Excel, PowerPoint) skills.

• BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject.

Location: Irving, Texas, United States
Employment Type: Full‑time
Salary Range: $96,400.00 – $

Citi offers competitive employee benefits, including medical, dental & vision coverage; 401(k); life, accident and disability insurance; wellness programs; and paid time‑off packages. Additional discretionary and retention awards may also be included for eligible employees.

Citi is an equal‑opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.