VP, Compliance & Quality

American Heritage Lending is in search of highly motivated and customer-centric individuals to join our team as Loan Originators. We are looking for sales professionals who are dedicated to enhancing the customer experience and adept at sourcing and fostering strategic relationships. Successful candidates will demonstrate a proven track record of achieving $1-3 million or more in monthly origination volume
.

VP Compliance & Quality is a leadership role responsible for the design, execution, and oversight of the company’s regulatory compliance, quality control, audit, and risk management framework across all lending activities. This role ensures full compliance with federal and state regulations, investor guidelines, and internal policies while driving a culture of quality, accountability, and continuous improvement.

The role has direct ownership of Compliance, Quality Control, Audits, AML/SARs
, and serves as the primary executive interface with regulators, auditors, investors, and executive leadership.

• Own and manage the company’s compliance management system (CMS) across federal, state, and local regulatory regimes.
• Oversee disclosure review, testing, and audit functions to ensure timely, accurate, and compliant borrower disclosures.
• Monitor and interpret regulatory updates (CFPB, FTC, DOJ, HUD, state regulators, etc.) and translate changes into actionable policy, process, and system updates.
• Lead annual policy reviews and updates
  , ensuring policies remain current, defensible, and operationally implemented.
• Design, deliver, and oversee compliance training programs
  , ensuring policies are understood, adopted, and enforced throughout the organization.
• Serve as executive owner of state examinations and regulatory audits
  , including preparation, response management, remediation, and regulator communications.
• Lead internal audit and compliance testing programs
  , including issue tracking, root‑cause analysis, and corrective action plans.
• Own the company’s BSA/AML compliance program
  , including SAR identification, escalation, filing, and documentation.
• Ensure appropriate monitoring, controls, and governance for fraud, money laundering, and suspicious activity risks.
• Coordinate with legal, compliance, and operations to remediate findings and maintain defensible AML controls.

• Oversee pre‑funding quality control audits to ensure loan eligibility, guideline adherence, and risk mitigation prior to funding.
• Manage post‑closing quality control audits
  , including agency, investor, and internal QC requirements.
• Lead EPD (Early Payment Default) and delinquency file audits
  , identifying trends, root causes, and corrective actions.
• Drive continuous improvement in credit quality, underwriting consistency, and defect reduction
  .
• Own change management, training, and remediation efforts related to quality findings and audit results.

• Build, lead, and mentor high‑performing teams across Compliance, Quality Control, Audit, and Risk
  .
• Establish clear KPIs, reporting, and dashboards for executive leadership and the Board.
• Partner with Legal, Operations, Capital Markets, Technology, and Product teams to embed compliance and quality into business growth.
• Act as a trusted advisor to the President and executive team on regulatory risk, audit exposure, and control effectiveness
  .

The VP of Compliance & Quality is responsible for ensuring the company operates in a legally compliant, defensible, and risk‑managed manner across all jurisdictions and business lines. While not serving as legal counsel, this role owns the operational execution of the company’s legal and regulatory obligations and partners closely with internal and external legal advisors.

• Ensure company policies, procedures, and practices align with applicable federal, state, and local laws and regulations
  , including consumer protection, fair lending, privacy, and financial crimes statutes.
• Act as executive owner for implementation and enforcement of legal requirements acr…