Capital Markets Analyst

The Team

At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our "People Before Profits" mentality shines through in every department. Kind Lending is growing and is looking for top mortgage professionals who value opportunity, lasting business partnerships, and who live out our KIND mindset.

Kind Lending is determined to provide the best service in the industry while also providing home buyers a great selection of products to enhance their buying experience. Backed by our trusted leadership team, Kind Lending's friendly and professional model puts the “fun” in funding.

The Capital Markets Analyst for Kind Lending’s expanding Capital Markets organization reports to the VP Capital Markets and is directly responsible for configuring hedging software, building and maintaining automations, pull through models, MSR valuation, and other related activities to prepare loans for sale (MBS or Whole Loan).

• Work cross-functionally within Capital Markets to perform all duties that aid in selling and purchasing loans. Collaborate with multiple business groups as needed.
• Utilize/tune Secondary Marketing systems such as Compass Analytics to support loan level pricing for fair value, MSR, interest rate risk and hedging. Entry of Secondary Investor commitments as needed. Help support all data inflow and outflow to and from Compass. Develop/maintain data validation tools/reports.
• Provide pricing and transactional support for agency co-issue transactions, specified pools, Fannie and Ginnie securities. Functions include pooling, data delivery and pool certification. Work with post-closing team on documentation/custodial issues.
• Develop pricing models/tools to conduct best execution analysis, pull through analysis, and optimization to maximize profitability. Provide ad-hoc analysis and reporting.
• Maintain updated investor guidelines, requirements, and other market changes.
• Executes internal controls for audit and SOX compliance.
• Contribute to the process of model and technology improvement across various analytic and database tools for managing risk and operational processes and makes recommendations.
• Broker Dealer, Correspondent, and Vendor Relationship Management.
• Develop new processes to improve business functions as needed.
• Performs other duties as assigned.

• Minimum of two years in mortgage industry (Capital Markets or MSR Valuation preferred)
• Proficient with SQL/SNOWFLAKE
• Proficient with Excel (VBA is a plus) and/or Power BI
• Excellent written, verbal, and interpersonal communication skills as well as strong presentation skills
• Must be detail oriented and organized
• Works extremely well in a fast-paced environment
• Strong ability to prioritize and reprioritize as necessary

Bachelor's degree, Master’s degree a plus

The minimum starting base salary for this position is $90k annually. The actual base is dependent on many factors such as: work experience, business needs, market demands, and other compensation components. The base pay range is subject to change and may be modified in the future.

Preferred in office position, will consider remote for candidates residing outside that radius.

Must be able to verify identity and employment eligibility to work in the U.S. without a visa sponsorship.

This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned to meet the needs of the organization.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time;

to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or…