Foreclosure Specialist

Easy Street Capital is a private real estate lender headquartered in Austin, Texas serving real estate investors around the country. Defined by an experienced team and innovative loan programs, Easy Street Capital is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, financing a cash-flowing rental, or building ground-up, we have a solution to fit those needs.

We are looking for a an experienced Foreclosure Specialist based in the Irvine, California area, with a minimum of 5 years of experience handling foreclosures in both judicial and non-judicial states.

Responsibilities will be focused on maintaining a large portfolio of real estate loans while building a rapport with counter parties, servicers and borrowers. The Servicing Specialist will work to ensure high portfolio performance and mitigate risk. This role will be responsible for accomplishing tasks efficiently and in a timely manner, while proactively adding value to the Easy Street Capital debt platform.

• Perform outreach on non-performing loans related to early payment default, delinquent interest, foreclosures, and bankruptcy matters
• Monitor slow draws, obtain current inspections, and assist borrowers with developing proactive resolution plans
• Handle daily servicing requests, including servicing inquiries, loan maturities, loss mitigation efforts, and payoff approvals
• Track all foreclosure and bankruptcy matters from referral through resolution, ensuring timelines, milestones, and compliance requirements are met
• Serve as the primary point of responsibility for foreclosure actions, including coordinating foreclosure referrals, monitoring legal proceedings, managing foreclosure bids, and overseeing properties scheduled for sale
• Provide weekly status updates to management on foreclosure and bankruptcy activity, including risks, timelines, and recommended actions
• Foster and maintain strong relationships with servicers, attorneys, and other counter parties to drive timely and beneficial outcomes
• Review qualifying conditions and process loan extensions as needed to prevent loans from entering default status
• Participate in monthly portfolio review calls with investors, offering informed commentary, risk assessments, and proposed solutions
• Identify trends and patterns in market conditions based on portfolio performance and data analysis
• Assist with managing a portfolio of defaulted active-balance loans, including initiating and monitoring foreclosure activity from referral through sale
• Collaborate with management and team members to continuously improve departmental processes, controls, and productivity
• Assist with Excel-based reporting, tracking tools, and data analysis for internal management and investor reporting

• At least 5 years of foreclosure experience in judicial and non-judicial jurisdictions
• Ability and willingness to be cross-trained as a Performing Representative, handling daily outbound borrower calls
• Strong understanding of foreclosure timelines, processes, and compliance
• Bankruptcy (BK) knowledge (preferred but not required)
• Excellent communication, organizational, and follow-up skills
• Strong Microsoft Excel, Outlook, and Word experience
• Company sponsored health insurance
• Company sponosred 401(k)
• Paid vacation time
• Paid sick leave

We are looking for the right team member to join our team. If you feel you are that person, please apply!