VP Finance

Position Summary

Oversight of asset and liability management, to include interest rate risk function, liquidity and funding, forecasting, and balance sheet strategy.

• Collaborate with CFO on balance sheet strategies to enhance liquidity and optimize funding costs
• Prepare and monitor sources and uses / cash flow forecasts
• Monitor liquidity and cash position, ensuring adequate liquidity for operational needs and forward growth or reduction plans
• Monitor and forecast regulatory capital levels
• Maintain correspondent banking and investment bank broker relationships

Perform quarterly and annual diligence of above.

• Manage and monitor investment securities portfolio

Perform quarterly diligence.

Work to mitigate risks, including interest rate, credit, and operational.

Expand brokered funding network and sources.

Manage listing service funding.

Manage FHLB financing availability and FRB discount window credit line.

Pledging and depledging of loan and securities collateral.

Monitor collateral and be responsible for monthly FHLB and FRB required reporting (submissions to regulatory agency).

• Routine liquidity stress testing and ad‑hoc simulations
• Monitor and stay informed of monthly bank and parent company financial performance
• Assist with budgeting process
• Oversee the interest rate risk management process, in conjunction with third‑party vendor

Interpret and review of reporting, results, and strategies.

• Lead Management ALCO meetings and discussions, responsible for keeping executive management and Board informed on relevant topics
• Monitor competitor pricing and wholesale and borrowing cost trends
• Manage internal audits for function areas
• Collaborate with other departments (i.e., Operations, Credit) to align and execute bank objectives
• Lead Board ALCO monthly reporting
• Establish and enhance governing policy documents and procedures

• Bachelor's degree in Accounting, Finance, or related discipline.
• CPA preferred.

• 5 years of progressive accounting or public accounting firm experience.
• Direct banking industry experience is required.
• Proficient in MS Office products, specifically Excel, and accounting software programs (FIS, Avid Xchange, Bank Tel).
• Expert knowledge of accounting and financial principles, banking regulations, and best practices.
• Self‑reliant, results oriented, excellent judgment and creative problem‑solving skills, including negotiation and conflict resolution.
• Energetic, flexible, collaborative, and proactive; a team leader who can positively and productively impact both strategic and tactical finance and administration initiatives.
• Exceptional written, oral, interpersonal, and presentation skills and the ability to effectively communicate.

Office environment; minimal travel requirements.

The above job description is not intended to be an all‑inclusive list of duties and standards of the position. Incumbents will follow any other instructions, and perform any other related duties, as assigned by their supervisor.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.