Mortgage Underwriter

Mortgage Underwriter
· Full-Time

Fowler, IN

Meet your talent advisor Mary Jane Evans

• Review mortgage loan files, including applications, credit reports, income/asset documentation, appraisals, and other supporting documents.
• Analyze borrower financial information to determine creditworthiness and ability to repay.
• Ensure loans meet regulatory requirements, investor guidelines, and internal lending standards.
• Assess collateral by reviewing appraisals and real estate evaluations.
• Prepare clear and accurate underwriting decisions within established timelines.
• Communicate decisions and request additional information from loan officers or applicants when necessary.
• Collaborate with loan officers and other staff to resolve issues and facilitate timely loan closings.
• Maintain thorough documentation of underwriting decisions and rationale.
• Assist in CECL and HMDA reporting processes as needed.
• Participate in loan committee discussions as needed.
• Perform duties under the direction of Management and in alignment with the bank’s policies.

• Prior experience in mortgage underwriting, processing, or related lending roles preferred.
• Knowledge of mortgage regulations, secondary market/investor guidelines, and real estate collateral requirements preferred.
• Excellent analytical, organizational, and communication skills.
• Ability to work independently while meeting deadlines.

Send resume to Mary Jane Evans

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