Mortgage Loan Originator

Summit Home Lending
• Huntington Beach , CA , US

Posted 2 days ago

We are looking for an experienced, service-oriented, and detail-oriented mortgage loan officer to join our team. We believe in removing obstacles and creating a supportive environment for you to thrive in. If you have a proven track record of creating lending solutions for your clients, we’d love to have you on our team. Please apply today!

• Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision
• Prospect, develop, and maintain relationships with potential new business referral partners
• Work closely with borrowers, internal staff, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements
• Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines
• Manage a large pipeline of loans to ensure your production meets our requirements
• Work live transfers & self-generated leads
  – Turn them into closed loans
• Expand your network
  – Realtors, builders, financial advisors & more
• Own your pipeline
  – Deliver elite customer service & high close rates
• Collaborate with top processors & underwriters
  – Get deals done fast
• Stay sharp
  – Leverage ongoing training & market insights to stay ahead
• Review the loan process by monitoring loan status, term conformity, and regulatory guidelines
• Establish and maintain relationships with realtors, bank officers, builders, and the community at large in order to retain existing and attract new business
• Assist borrowers in selecting loan programs that best fit their financial goals and needs
• Maintain an active rolling pipeline of funding per our guidelines
• Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions

• 1–5 years of experience as a Mortgage Loan Officer
• Proven experience originating conventional, FHA, VA, USDA, bridge, non-conforming, FNMA, FHLMC, and Home Equity Lines of Credit
• Strong desire to continuously learn and grow within the industry through coaching
• Strong knowledge of state and federal regulations and underwriting guidelines
• Excellent communication, interpersonal, and decision-making skills
• Confident, sales-driven closer with a track record of building and managing a pipeline
• Competitive, motivated, and self-starting with a desire to grow
• Office Suite knowledge and loan originating software such as Calyx, Experian, or Lending Wise preferred
• Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability
• 3-5 years of real estate, mortgage origination, or lending experience required
• Bachelor's degree in business, finance, banking, real estate, or a related field
• Strong understanding of company loan policies and guidelines, as well as all federal and state regulations

$120,000+ commission-based earning potential

• Launch your career as a Junior Loan Officer with a 4–6 week intensive training program
• Gain the tools, knowledge, and confidence to become a top producer
• Learn directly from experienced leaders and top Loan Officers
• Get hands‑on experience and build real, marketable skills
• Work in a high‑energy, collaborative culture that’s fun, motivating, and rewarding
• See hard work recognized and follow a clear path for career growth
• Help clients tap into their home equity and achieve meaningful goals every day