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Credit Analyst Intern

Job in Hudsonville, Ottawa County, Michigan, 49426, USA
Listing for: West Michigan Community Bank
Seasonal/Temporary, Apprenticeship/Internship position
Listed on 2026-03-11
Job specializations:
  • Finance & Banking
    Financial Analyst
Salary/Wage Range or Industry Benchmark: 60000 - 80000 USD Yearly USD 60000.00 80000.00 YEAR
Job Description & How to Apply Below

Position:
Credit Analyst Intern (temporary summer position)

Reports to:

1st VP - Credit Administration

FLSA status:
Hourly (non-exempt)

Essential Functions and Responsibilities :
  • Review loan policy manual.
  • Review 5 C’s of credit.
  • Attend loan committee meetings.
  • Spread business and personal financial statements and tax returns.
  • Review loan structuring, matching loan types to repayment sources.
  • Review and analyze personal credit bureau information.
  • Prepare debt service coverage ratio and DTI.
  • Prepare collateral analysis for CRE and C&I loans.
  • Prepare accounts receivable, payable and inventory concentration, and analysis charts for loan presentations.
  • Perform industry analysis for loan presentations.
  • Conference calls and customer site visits with loan officers.
  • Prepare annual renewal of a loan request for loan officer signature.
  • Prepare annual renewal of a loan request for OLC approval.
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