Underwriter, AIGRM

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AIG is seeking a motivated Underwriter to contribute to our AIG Risk Management (AIGRM) team.

As part of AIG’s strong brand and robust growth, you will play a critical role in delivering impeccable service, creative solutions, and utilizing technology to serve our clients in a dynamic market environment. You will be responsible for underwriting and servicing an existing renewal book and supporting other team members.

• This role analyzes and evaluates risk and accepts, rejects, or modifies risk and coverage conditions within limits of delegated authority and in accordance with established underwriting guidelines to achieve underwriting profitability objectives.
• Under limited direction, underwrites complex standard and non-standard products, new and renewals. Determines how pricing should be modified based on loss experience and is able to evaluate complex exposures.
• Responsible for underwriting the Workers’ Compensation, General Liability and Auto Liability primary casualty product lines.
• Communicate risk appetite and AIGRM Value Proposition to brokers.
• Evaluates risk and gives approval or declination for quotes.
• Reviews new distribution opportunities, identifies new business relationships, manages pipeline of opportunities and collaborates with region to ensure new opportunities are explored and pursued.
• Reviews the more difficult accounts and ensures that they are issued accurately and in a timely fashion.
• Assists in the training and development of Associate Underwriters and Underwriting Analysts while providing mentorship.
• Has the knowledge and ability to explain the rationale behind the underwriting decisions made on an account.
• Generates new business and provides underwriting guidance and appropriate rates for alternate plans at time of renewal.
• Makes independent sales calls to market and cross-market products.
• Refers declined business to other AIG divisions, as appropriate.
• Identifies cross-selling opportunities.
• Travels to broker/client meetings to serve as the AIGRM product expert and to identify cross selling opportunities.
• Performs special requests for clients, which may include tasks such as business plan changes, or analyzing new agreements.

• 1+ years of Commercial Insurance Company, Agency or Brokerage experience.
• Bachelor’s degree from a four-year college or university.
• Proven ability to build and maintain strong professional relationships.
• Working knowledge of US casualty lines of business (Workers’ Compensation, Auto Liability, and General Liability) including product features, forms, regulatory environments and risks.
• Demonstrated sales, marketing, and relationship building experience.
• Very strong verbal and written communication skills.
• Highly motivated and results-oriented.
• Ability to work in a dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.
• Willingness to be flexible, learn on the job, and maintain a can‑do attitude.
• Comfort with analytical tools and technology.

Compensation for this position includes base salary and eligibility for a bonus in accordance with the terms of the applicable incentive plan. We also offer a comprehensive benefits package including total rewards, health, wellbeing, financial security, and professional development.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you need a reasonable accommodation, please email

Location:

Houston, TX

Seniority level:
Entry level

Employment type:

Full-time

Job function:
Finance and Sales

Industries:
Insurance