Commercial Lender

Commercial Banking is designed to serve mid-sized businesses with annual revenues between $1 million and $25 million and credit needs up to $10 million. The segment’s value proposition centers on delivering scalable financial solutions that support operational efficiency and growth. Clients in this segment are experienced operators with expanded accounting capabilities and evolving financial needs, including working capital, enhanced payment systems, and faster money movement.

Commercial Banking offers consultative support and tailored products that help clients streamline operations and access capital with confidence. The segment builds enduring relationships by providing responsive service and strategic guidance that aligns with each client’s business goals.

The Commercial Relationship Manager drives strategic growth by managing high-value commercial relationships and leading complex financial solutions for mid-sized businesses. This role focuses on acquiring top-tier clients, structuring advanced credit strategies, and delivering consultative expertise across treasury management, payment systems, and working capital optimization. Senior Relationship Managers act as trusted advisors and provide leadership within the team.

• Client Acquisition & Strategic Advisory:
• Lead business development efforts for commercial clients with high-value or complex banking needs.
• Deliver expert consultative support on working capital, treasury, and payment systems.
• Recommend complex, value-driven financial solutions tailored to client goals.
• Loan Origination & Execution:
• Develop and present sophisticated credit narratives with analyst support.
• Oversee full deal execution including third-party coordination and legal review.
• Approve own loans within senior-level delegated authority.
• Internal Leadership &
  
  Collaboration:
  
  
• Coordinate with credit officers, portfolio managers, and lending assistants.
• Ensure seamless transaction flow and post-funding servicing.
• Mentor junior Relationship Managers and contribute to team development.
• Manage extensive portfolios with significant credit exposure.
• Ensure rigorous risk management, covenant compliance, and regulatory adherence.
• Oversee renewals, reviews, and strategic portfolio planning.
• Compliance with any and all BSA/AML/CFT and Sanctions requirements set forth by Bank Policy and Procedure, including but not limited to timely completion of assigned training.

These specifications are guidelines based on the minimum experience required to perform the essential functions of the job. Individual abilities may result in some deviation from these guidelines:

• Bachelor’s degree in business, finance, accounting, or related field; MBA strongly preferred.
• 3+ years of experience in commercial banking with proven success in complex lending.
• Mastery of credit structuring, treasury management, and consultative selling.
• Demonstrated leadership in managing teams and strategic client relationships.
• Exceptional analytical, negotiation, and presentation skills.
• Ability to manage extensive portfolios and drive organizational growth.

We believe that empowering people goes far beyond the workplace. That’s why we’ve designed our benefits to help foster your health and prosperity, so you can best support yourself, your loved ones and your communities

• Health Care Coverage, no waiting period
• STD/LTD
• Annual Performance Bonus Eligible
• 401K with company match
• Paid Vacation
• Travel Stipend
• Tuition Assistance
• And More

What it Means to Be Stellar:

Stellar Bank came to be in 2023, when Allegiance Bank and Community Bank of Texas joined forces. What emerged was a financial institution like no other. Stellar bankers set the standard for responsive, relationship-based community banking. We have the resources, dedication and personal focus to out-bank the big banks and out-service the small banks. Our customers see us as a vital part of the team.

We are their financial experts who go above and beyond to help them form a plan and get it done

Join Stellar Bank and, yes, you’ll be providing outstanding banking. But you’ll be achieving something much greater. At Stellar, we empower people to thrive. This is our purpose. This would be your purpose. Here you’d be part of a supportive culture where relationships bond, individuals grow, communities prosper and careers flourish. You can make a difference at Stellar – for yourself and for everyone around you.

Stellar Bank does not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status or any other characteristic protected by applicable federal, state, or local laws, regulations and ordinances.